Frequently used terms

Understand the terms and acronyms that are used in PCI DSS and IBM® Safer Payments.

Cardholder data

  • Primary Account Number (PAN)
  • Cardholder name
  • Expiration date
  • Service code

Sensitive authentication data

  • Full magnetic stripe data or equivalent on a chip
  • CAV2
  • CID
  • CVC2
  • CVV2
  • PINs
  • PIN blocks
Note: Sensitive authentication data is not required by IBM Safer Payments for full operational functionality. Supplying systems must be configured in a way that they do not send such data to IBM Safer Payments. If you send such data to IBM Safer Payments, your installation is not PCI DSS compliant.

Interfaces and data storage

CDC
Computational Data Cache
DDC
Disk Data Cache
EMC
External Model Component
MCI
Message Command Interface

MCI connects IBM Safer Payments to authorization systems, card management systems, and related data sources.

MDC
Memory Data Cache

IBM Safer Payments uses two types of data stores: DDC (on disk) and MDC (in memory). It maximizes data in MDC to accelerate real-time operations. On startup, data is loaded from disk into memory (priming).

SCI

Status Control Interface

The SCI interface is used exchange status information and to dispatch control commands between IBM Safer Payments instances in a cluster. It is the only IBM Safer Payments interface that cannot be deactivated.