Do not consolidate settlement or refund requests across invoices

The Do Not Consolidate Settlement Or Refund Requests Across Invoices option allows you to "split" invoices so that each invoice can be settled separately, instead of consolidating payments.

Breaking up invoices enables the system to pick from among the invoices and make intelligent authorization requests. For example, if you have a $60 invoice and a $40 invoice, the system requests a $60 charge and a $40 charge, and uses a $60 and a $40 authorization, if available, for that charging.

Enabling this option also causes the system to perform an “exact and best match” optimization process. For all invoices or charge transaction requests of the same sequence, the system applies the following logic in this sequence:
  1. Finds a charge that matches exactly the requested amount. If more than one charge matches the requested amount, preference is given to the earliest charge sequence payment method.
  2. Uses the largest remaining charge for each payment method.
  3. Handles negative invoices, if required.
  4. For each payment method:
    1. Look for an authorization that matches exactly the requested amount.
    2. Handle mismatched authorization requests/amounts.
Note: The dynamic CTR distribution is not supported with consolidation of charges.

Mapping negative invoices

When enabled, Do Not Consolidate Settlement Or Refund Requests Across Invoices does not consolidate positive and negative invoices but does allow negative invoices to pay for positive invoices. Another option, Do Not Allow Debit And Credit Invoices To Settle Each Other, suppresses this behavior; invoices are charged and refunded separately, and negative invoices do not pay for positive invoices. Thus, when both options are enabled, the settlement and refunding of each positive and negative invoice is handled separately.

The following table shows the interaction between these two fields. In this example, the invoices on the system are: $60, $50, -$25, and -$20.

Do Not
Allow Debit
And Credit
Invoices To
Settle Each
Other		 Do Not
Consolidate
Settlement Or
Refund
Requests
Across
Invoices		 Charges Created Result
N N $65 Positive charges are added ($60 and $50 = $110). Then, negative charges are added (-$25 and -$20 = -$45). The result is $110 - $45 = $65.
Y N $110, -$45 The positive and negative charges are held separately because they are not allowed to settle each other.
N Y $60, $5 Because debit and credit invoices can settle each other, negative charges are added (-$20 and -$25 = -$45). This total is then subtracted from the smaller invoice ($50 -$45 = $5). The resulting invoices are for $5 and $60 (the larger, $60 invoice remains untouched).
Y Y $60, $50, -$25, -$20 Because these charges are not allowed to settle each other and are not consolidated across invoices, they remain separate in the system.