Request for Information (TCH)

Scenario that describes the end to end processing of a request for information that is initiated by a client or an FI agent.

The request relates either to a payment or a request for payment that has been received. It is sent to or initiated by the sender financial institution (FI), forwarded to the clearing and settlement mechanism (CSM), and passed to the receiver FI. Once the request is validated by the receiver FI it sends a status confirmation to the CSM which in turn sends a status confirmation to the sender FI. The receiver FI also sends a notification to the receiver client, in case it was initiated from the client.

Request for information high-level sequence diagram

The following figure shows the high-level sequence diagram for the request for information use case:
Figure 1. Request for information - high-level sequence diagram
fxrfnctoverviewtchrequestforinformationhighlevel.png
In the figure, FTM The Clearing House Real Time Payments provides the process required for the Sender FI and Receiver FI lifelines.

For details of processing, see Sender FI Outgoing Request for Information (TCH) and Receiver FI Incoming Request for Information (TCH).