Risk general properties

The Risk general properties page is used to configure the Risk system runtime parameters. This properties page is not available for FTM Check.

The general properties for Risk Management are shown in the following table.
Table 1. Risk general properties
Name Description Default Custom value or example
Days to hold Specify the number of business days until the authorization records expire and are available for Risk Management to process when auto decision exceptions is run. For example, setting this property to zero causes the record to expire on the same business day. Setting it to one causes the record to expire on the next business day. Holidays are considered when the expiration date for the records is determined. 0 2
Authorization auto decision exceptions action Select the decision that Risk Management assigns to the expired authorization records when auto decision exceptions is run. The options are:
Accept
Risk Management accepts the authorization records.
Reject
Risk Management rejects the authorization records.
No Decision
Risk Management does not assign a decision to the authorization records. An operator must review all authorization records.
 No Decision Reject
Batch / ICL limit credit error code The error code to use when the total credit amount for a single batch that is received from an originator exceeds the Risk Management batch (ICL) credit limit for the originator. You can override this error code at the participant level by using a valid error code on the batch (ICL) credit limit configuration page for the participant. RSK0003  
Batch / ICL limit debit error code The error code to use when the total debit amount for a single batch that is received from an originator exceeds the Risk Management batch (ICL) debit limit for the originator. You can override this error code at the participant level by using a valid error code on the batch (ICL) debit limit configuration page for the participant. RSK0004  
Batch / ICL exposure limit monitor credit error code The error code to use when the accumulated batch (ICL) credit amount that is received from an originator over a time period exceeds the Risk Management batch (ICL) monitor credit limit for the originator. You can override this error code at the participant level by using a valid error code on the batch (ICL) monitor credit limit configuration page for the participant. RSK0014  
Batch / ICL exposure limit monitor debit error code The error code to use when the accumulated batch (ICL) debit amount that is received from an originator over a time period exceeds the Risk Management batch (ICL) monitor debit limit for the originator. You can override this error code at the participant level by using a valid error code on the batch (ICL) monitor debit limit configuration page for the participant. RSK0015  
Risk auto decision exceptions action Select the decision that Risk Management assigns to the risk suspended transactions when a participant-specific auto decision action is not specified. The options are:
Accept
Risk Management accepts the suspended transactions.
Reject
Risk Management rejects the suspended transactions.
No Action
Risk Management does not change the decision for the suspended transactions.
 No Action Reject
File Monitor Credit Limit Error Code The error code to use when the transmission monitor credit limit for the originator is exceeded. The accumulated transmission credit amount that was received from the immediate originator of the transmission over a time period is compared to the monitor credit limit.

You can override this error code at the participant level by using the transmission monitor credit limit page for the origination participant.

 RSK0018  
File Monitor Debit Limit Error Code The error code to use when the transmission monitor debit limit for the originator is exceeded. The accumulated transmission debit amount that was received from the immediate originator of the transmission over a time period is compared to the monitor debit limit.

You can override this error code at the participant level by using the transmission monitor debit limit page for the origination participant.

 RSK0019  
Transaction credit exposure monitor error code The error code to use when the accumulated transaction credit amount that is received from an originator over a time period exceeds the Risk Management transaction monitor credit limit for the originator.

You can override this error code at the participant level by using a valid error code on the transaction monitor credit limit configuration page for the participant.

 RSK0001  
Transaction debit exposure monitor error code The error code to use when the accumulated transaction debit amount that is received from an originator exceeds the Risk Management transaction monitor debit limit for the originator.

You can override this error code at the participant level by using a valid error code on the transaction monitor debit limit configuration page for the participant.

 RSK0002  
Batch / ICL prefunded monitor credit error code The error code to use when the total credit amount for a single batch that is received from an originator fails to pass the batch prefunding check for the originator. RSK0016  
Batch / ICL prefunded monitor debit error code The error code to use when the total debit amount for a single batch that is received from an originator fails to pass the batch prefunding check for the originator. RSK0017  
Prefunded File Monitor Credit Limit Error Code The error code to use when the total credit amount for a transmission that is received from an originator fails to pass the transmission prefunding check for the transmission originator. RSK0020  
Prefunded File Monitor Debit Limit Error Code The error code to use when the total debit amount for a transmission that is received from an originator fails to pass the transmission prefunding check for the transmission originator. RSK0021  
Prefunded user exit The fully qualified name of the prefunded user exit class. If an account is designated as prefunded, the specified class is called when a transaction with this account number is assessed for risk.

Before you configure this property, make sure that the user exit class is installed in the Risk engine shared library path and the engine is running.

   com.ibm.paydir.risk.userexit.samples.SamplePrefundingProcessor
Purge period Number of days to keep the risk monitoring data before it is deleted from the database. 30  
Authorization filter error code The system level error code to use when a transaction does not match any of the defined authorization filters. RSK0011  
Blocking filter error code The system level error code to use when a transaction matches a blocking filter. RSK0010  
Velocity Limit Credit Count Error Code The error code to use when the credit count velocity limit for a transaction was exceeded. RSK0062  
Transaction Limit Credit Error Code The error code to use when any individual credit amount for a single transaction from an originator exceeds the Risk Management transaction credit limit for the originator.

You can override this error code at the participant level by using a valid error code on the transaction credit limit configuration page for the participant.

 RSK0005  
Velocity Limit Credit Error Code The error code to use when the credit velocity limit for a transaction was exceeded. RSK0060  
Velocity Limit Debit Count Error Code The error code to use when the debit count velocity limit for a transaction was exceeded. RSK0063  
Transaction Limit Debit Error Code The error code to use when any individual debit amount for a single transaction from an originator exceeds the Risk Management transaction debit limit for the originator.

You can override this error code at the participant level by using the transaction debit limit configuration page for the origination participant.

 RSK0006  
Velocity Limit Debit Error Code The error code to use when the debit velocity for a transaction was exceeded. RSK0061  
Positive pay error code The system level error code to use when a transaction does not match any of the defined positive pay records. RSK0012  
Stop payment error code The system level error code to use when a transaction matches a stop payment record. RSK0013  
Velocity Monitor Purge Interval The amount of time (in minutes) to search for Risk velocity monitor information that aged out. 15  
Notes:
  • Do not include grouping indicators (commas) in numeric values. For example, enter 5,000 as 5000.
  • Risk Management stores the error code information and must be restarted after error codes are added, changed, or deleted.

Actions

The actions that are available on the page are shown in the following list.
  • Open documentation displays the help page.
  • Filter column displays the build filter link that you can use to create a filter for the columns on the page.
  • Search entry field. Typing text in this field automatically filters the properties that are displayed in the table. The table displays only those properties that match what was typed in the search field.
  • Refresh updates the displayed properties.
  • Download CSV saves the displayed table view as a .csv file.
  • Customize columns displays a page to select which columns are shown or hidden on the page.
  • Row settings configures the size and the spacing of the text that is displayed in the cells of the table.
  • Reset table configuration changes the table view back to the default configuration.
  • To update a property, click the property name or anywhere in the row to open the edit property dialog box.