Administrative Returns

An exception type table is used to determine if the exception reason supports conversion to an administrative return. The table is configured by the processing bank to meet individual business requirements. A return customer Business Rules table that is extracted from Partner Profiles is used to determine if the depositor is an administrative returns customer. If the depositor is an administrative returns customer and the transaction is eligible for conversion to an administrative return, the transaction is assigned to a return endpoint. The return endpoint assignment uses the depositor routing number and inbound channel type to assign the return endpoint. A new return reason Business Rules table is used to assign a return reason to the transaction. The return reason identifies why the item is returned and also that its presence is critical to other components.