Scenario that describes the end to end processing of a request for payment that is initiated by
a creditor client.
The request is sent to the creditor financial institution (FI), forwarded to the clearing and settlement
mechanism (CSM), and passed to the debtor FI. Once the request is validated by the debtor FI it sends a status
confirmation to the CSM which in turn sends a status confirmation to the creditor FI. The debtor FI also sends
a notification to the debtor client.
Request for payment high-level sequence diagram
The following figure shows the high-level sequence diagram for the request for payment use case: Figure 1. Request for payment - high-level sequence diagram
In the figure, FTM for Immediate Payments provides the process required for the Debtor FI and
Creditor FI lifelines.
For details of processing, see Creditor FI Outgoing Request for Payment (TCH) and
Debtor FI Incoming Request for Payment (TCH).
