Displaying TCH transactions on Payment Feature Services pages

Real Time Payments can be configured to display The Clearing House (TCH) transactions on several Payment Feature Services user interface pages.

This integration is provided so that the customer service representatives (CSRs) of a bank do not need to switch to the FTM operations and administration console (OAC) to see all of the messages that are associated with an immediate payment request.

The following changes must be made to display the TCH transactions on the Payment Feature Services user interface pages.
  • Update several FTM for Immediate Payments channel definitions to ensure that the information needed to display the FTM transactions is kept in the database.
  • Specify which non-payment transactions and messages are to be displayed on the Payment Feature Services pages. These transactions are not actually added to the payment or item database tables, but are visible on the user interface.
The TCH transactions from FTM are shown on the following Payment Feature Services pages.
Inbound Transactions page
This page shows the FTM TCH transactions that the user configured to display on the Payment Feature Services pages. The page also has a link to show the transmission hierarchy page for a transaction.
Transmission hierarchy page
The transmission hierarchy page and its transaction details related transactions tab can be used to show additional information about TCH transactions. The transmission and batch sections that are normally displayed on the hierarchy page are not shown for the TCH transactions. The transaction details related transactions tab shows the FTM transactions that are related to the selected transaction.

The following sections describe the configuration that is needed for TCH transactions to be shown on Payment Feature Services user interface pages.

Update Immediate Payments channel definitions

In several of the Immediate Payments channel definitions, the Log Transaction and the Log Raw Data parameters must be set to yes. The Log Physical Transmission and the Log ISF Data parameters can be set to no if necessary.

FTM for Immediate Payments currently requires that the following Immediate Payments channel definitions be updated.
  • Notification to Channel
  • Sanction Screening Request
  • Accounting Request
  • Response to CSM
  • Request to CSM
  • Status to Channel
  • Fraud Screening Request

Specifying the non-payment transactions and messages to be displayed on the Payment Feature Services pages

The types of FTM transactions and messages to be displayed are configured by using a data setup utility (DSU) spreadsheet. A new worksheet called Non Payment Txn Config has been added to the SampleAchConfiguration.xlsx workbook. This new worksheet is used by the bank to specify which non-payment messages they want to have displayed on the Payment Feature Services pages.

The following table describes the columns in the new worksheet.
Table 1. Non Payment Txn Config worksheet columns
Attribute or database column name Description Value to use for TCH
Application Name The name of the FTM application. FTM IP TCH Application
Application Version The version of the FTM application. 3.2.0
Business Day Category The business day category to assign to the non-payment transaction. TCH
Sub Type The FTM subtype of the non-payment transaction.  
Message Standard The message standard to use for the non-payment transaction. This message standard must already be defined.  
Message Type The message type to use for the non-payment transaction. This message type must already be defined.  
Display On UI Indicates whether or not this type of non-payment transaction is displayed. If the subtype is associated with the master transaction flag, this column should be set to Y for the transaction to be displayed.  
Onus Item Indicates whether or not to mark the non-payment transaction as on-us or transit.