Prefunded accounts

An account can be designated as a prefunded account. When an account is designated as prefunded, the prefunded account user exit that is specified in the Risk general properties is called when any transactions that match the account number are processed. If the prefunded account user exit returns an error, it is treated like a monitor failure.

The error code that is assigned by the user exit is assigned to the transaction and the appropriate action is taken based on the error code definition. If the error code is configured to automatically retry the prefunded user exit, the transaction is retried. For more information, see Automated retry of Risk prefund errors. If the transaction also has applicable monitors that are defined, those monitor limits are checked after the prefunded account user exit runs. For more information about the prefunded account user exit, see Prefunded batch and account user exit.