Creditor FI Outgoing Response to Recall (SCT Inst)
The main Creditor FI Outgoing Response to Recall flow.
Use Case Summary
The Response to Recall is initiated by a (creditor) client, acting upon receipt of a Recall message that
has been received from a debtor. The Response to Recall is delivered by the creditor FI to the CSM in the form
of a camt.029 (reject) or a pacs.004 (return). The CSM delivers it to the debtor FI that sent the original Recall,
who can in turn pass the Response to Recall to their (debtor) client.
The creditor FI outgoing response to recall use case consists of the following processing
steps:
FTM for Immediate Payments receives a Response to Recall from the Channels interface on behalf of a (creditor)
client
The Response to Recall is validated and correlated to both the original payment, and the
recall received from the CSM.
If the previous validation step is successful, a Response to Recall is sent to the CSM. If the Response to
Recall is a 'reject' message, then this is in the form of a camt.029 message, otherwise, if it is an 'accept
return' message, then this is in the form of a pacs.004 (via the Outgoing Credit Transfer lifecycle). In the
'reject' case, a pacs.002 with an 'Accept' status is sent back to the (creditor) client. In the 'accept
return' case, the (creditor) client should eventually receive a pacs.002 status message back from the CSM as
part of the pacs.004 return (Outgoing Credit Transfer) life cycle.
The Response to Recall can also be initiated through an operator command as part of the Creditor FI Incoming
Recall life cycle. If the Response to Recall is initiated this way, then the process is handled as above, with the
exception that a pacs.002 status isn't returned to the (creditor) client.
Use Case High-Level Sequence Diagram
The high-level sequence diagram for the creditor FI outgoing response to recall case looks as shown in the following
figure: Figure 1. Creditor FI Outgoing Response to Recall - high-level sequence diagram
Use Case Detailed Sequence Diagram
Figure 2. Creditor FI Outgoing Response to Recall - Good
