Scenario describing the end to end processing of an immediate payment request that is initiated by
a debtor client.
The payment is sent to the debtor financial institution (FI), forwarded to the clearing and settlement
mechanism (CSM), and passed to the creditor financial institution. Once the payment is accepted by the
creditor FI the CSM sends a confirmation to both the debtor FI and the creditor FI, at which time the debtor
FI sends a response back to the debtor client. In addition, the creditor client is notified about the payment
by the creditor FI.
Credit transfer good high-level sequence diagram
The following figure shows the high-level sequence diagram for the credit transfer good case: Figure 1. Credit transfer good - high-level sequence diagram
In the figure, FTM for Immediate Payments provides the process required for the Debtor FI and
Creditor FI lifelines.
For details about the processing, see Debtor FI Outgoing Credit Transfer Good and
Creditor FI Incoming Credit Transfer Good.
