The channel interface implements the integration points for the systems that host the
customer-facing channels of the bank.
These channels are used by customers to send payments and other related messages. They also can be used for
receiving status and notification messages. The channel interface supports the operations that are shown in
the following table.
Table 1. Channels interface
| Category |
Operation |
Direction |
Description |
Message |
| Payment |
High Value Payments Payment Instruction |
In |
Payment initiation message that is triggered by the customer of the bank (debtor) sending money to the
creditor. |
pacs.008 |
| Payment Status |
Out |
Notification to the customer of the bank (debtor) of the final status of the payment they initiated. |
pacs.002 |
| Credit Notification |
Out |
Notification to the customer of the bank (creditor) that funds were credited to their account. |
ISF |
| Return of Funds1 |
Request for Return of Funds |
In |
Request message that is triggered when the customer of the bank requests the return of a payment that
they previously made. |
camt.056 |
| Request for Return of Funds Acknowledgment |
Out |
Acknowledgment back to the customer channel that indicates whether the Request for Return of Funds was
delivered or not. |
pacs.002 |
| Request for Return of Funds Notification |
Out |
Notification to a customer of the bank that the initiator of a previous payment that was received is
requesting a return of funds. |
camt.056 |
| Response to Request for Return of Funds |
In |
Response message that is triggered by the customer of the bank to indicate their decision for the
return of funds request. |
camt.029 |
| Response to Request for Return of Funds Acknowledgment |
Out |
Acknowledgment back to the customer channel that indicates whether the Response to Request for Return
of Funds was delivered or not. |
pacs.002 |
| Response to Request for Return of Funds Notification |
Out |
Notification to the customer of the bank of the decision about their previous Request for Return of
Funds. |
camt.029 |
The category is not supported for all clearing and settlement mechanisms (CSMs). For more
information, see
Functional flows.
The channel interface is implemented by using four logical FTM channels that each
use an IBM® MQ transport by default.
FTM channel: Request from channel
| Queue name |
Operations |
| REQUEST.FROM.CHANNEL12 |
- High Value Payments Payment Instruction
|
FTM channel: Request from channel
| Queue name |
Operations |
| REQUEST.FROM.CHANNEL12 |
- Request for Information
- Response to Request for Information
- Request for Return of Funds
- Response to Request for Return of Funds
|
FTM channel: Status to channel
| Queue name |
Operations |
| STATUS.TO.CHANNEL12 |
- Payment Status
- Request for Return of Funds Acknowledgment
- Response to Request for Return of Funds Acknowledgment
|
FTM channel: Notification to channel
| Queue name |
Operations |
| NOTIFICATION.TO.CHANNEL12 |
- Credit Notification
- Request for Return of Funds Notification
- Response to Request for Return of Funds Notification
|
2 By default, all IBM MQ names are prefixed with the placeholder
++FXTQPFX++.