Creditor FI to FI Incoming Credit Transfer Good (TCH)

The creditor FI to FI incoming credit transfer good case consists of the following processing steps:

• FTM for Immediate Payments receives a payment from the CSM.
• The payment is validated and checked for duplicate.
• Next, the set of services that are configured for the Pre-Check (FI) set are invoked. This set should just perform validation checks to determine whether the payment can be accepted.
• On successful completion of the Pre-Check (FI) services, the set of services (if any) that are configured for the Pre-Accept (FI) set are invoked.
• On successful completion of the Pre-Accept (FI) services, FTM for Immediate Payments sends a positive acknowledgment to the CSM, confirming that the payment has been accepted by the bank.
• FTM for Immediate Payments waits for an acknowledgement status message from the CSM.
• FTM for Immediate Payments performs a position update for the current settlement cycle (not implemented yet) and invokes the services configured for the Post-Accept (FI) set. This will typically include a service to send a notification to the Channels interface, which in turn may provide a notification to the (creditor FI) client.

Refer to the high-level sequence diagram of the creditor FI incoming credit transfer good use case. The FI to FI incoming transfer good use case is very similar, except for the following differences:

• A pacs.009 is used instead of a pacs.008.
• On-us transactions are not applicable.
• There is no ACWP response.
• Non-payment transactions (remittance advice, request for information, request for payment, etc) are not supported.

The detailed sequence diagram is split into three parts.