Creditor FI to FI Incoming Credit Transfer Bad (TCH)

The creditor FI to FI incoming credit transfer bad case consists of the following processing steps:

• FTM for Immediate Payments receives a payment from the CSM.
• The payment is validated and checked for duplicate.
• If the previous validation step is successful, the set of services that are configured for the Pre-Check (FI) set are invoked. This set should just perform validation checks to determine whether the payment can be accepted.
• If the Pre-Check (FI) services complete successfully, the set of services (if any) that are configured for the Pre-Accept (FI) set are invoked.
• Regardless of which of the previous steps failed, FTM for Immediate Payments sends a negative acknowledgment to the CSM, confirming that the payment has not been accepted by the bank, with appropriate reason information.
• If in the previous steps an Accounting Credit request completed successfully, an Accounting Credit Reversal request is issued.

Refer to the high-level sequence diagram of the creditor FI incoming credit transfer bad use case. The FI to FI incoming transfer bad use case is very similar, except for the following differences:

• A pacs.009 is used instead of a pacs.008.
• On-us transactions are not applicable.
• There is no ACWP response.
• Non-payment transactions (remittance advice, request for information, request for payment, etc) are not supported.