Treasury policies

Treasury policies protect your organization's digital assets by requiring approvals for sensitive operations and enforcing transaction limits. This topic describes the policy configurations required for secure treasury management.

What you need

An understanding of /core-concepts/policies and how they work
Users who have the appropriate /core-concepts/roles-and-permissions
Wallets tagged for policy targeting, such as treasury or cold-storage

Components to configure

Multi-signature approvals

Require multiple approvers for high-value transactions. Configure approval quorums, such as 2-of-3 or 3-of-5, that trigger based on transaction amount thresholds.

Spending limits

Control financial risk with transaction amount limits and velocity controls. Velocity controls limit the total value or number of transactions within a defined period.

Single-transaction limits: Maximum amount per transaction
Daily or hourly caps: Total value allowed within a time window
Frequency limits: Maximum number of transactions allowed per period

Recipient whitelisting

Restrict outbound transfers to approved addresses. Transactions sent to non-whitelisted recipients can require approval or be blocked.

Policy evaluation

Policies evaluate each transaction through layered checks.

Example configurations

These examples illustrate how you can apply treasury policies to match your organization's risk posture.

Conservative treasury

For organizations that prioritize maximum security.

Policy	Configuration	Action
All transactions	Always trigger	2-of-3 approval
Large transactions over $100k	Amount threshold	3-of-5 approval
Daily cap of $500k	Velocity limit	Block

Balanced operations

For organizations balancing security with operational efficiency.

Policy	Configuration	Action
Transactions over $10k	Amount threshold	1-of-2 approval
Transactions over $100k	Amount threshold	2-of-3 approval
Non-whitelisted recipients	Whitelist policy	2-of-3 approval
Daily cap of $1M	Velocity limit	Block

Tiered by wallet type

Apply different limits based on wallet tags.

Wallet tag	Single limit	Daily cap	Approval
`hot-wallet`	$10,000	$100,000	1-of-2
`warm-wallet`	$100,000	$1,000,000	2-of-3
`treasury`	$500,000	$5,000,000	3-of-5

Policies that protect administrative changes

Protect the configuration that governs your security posture.

Permission assignment protection: Require approval to grant permissions.
Permission modification protection: Require approval to change roles.
Policy modification protection: Require approval to update policies.