Download From EBICS Server (FDL)

The FDL order type is used to download data from a bank.

The download transaction comprises the following phases:

  • Initialization
  • Data Transfer
  • Acknowledgement

A user submits the FDL order type to the bank. The user requests the download of the .PSR report to get the status of the FUL request. The user can also request to download valid file formats other than .PSR by using the FDL order type.

Important: For large FDL payloads, the Maximum Idle Time (MaxIdleTime) setting in the EBICS Server Service should be increased. If this setting is too low, the transaction could be cancelled before it completes. An appropriate setting for large FDL payloads is 300 minutes.

Processing Initialization

The bank verifies the message from the user. After the bank verifies the user’s request, the bank collects the order data from the user’s download mailbox based on the file format information in the request.

If more than one message matches the file format, the bank joins the contents of each message into a single order data and invokes the order data processor synchronously to pack the order data.

If the encoded form of the order data exceeds 1 MB, the order data is separated into segments. The first segment of the order data and the transaction ID is included in the response to the user.

Processing Data Transfer

The user sends the request for the next data segment. The bank authenticates the message, verifies the transaction, and the segment number and size.

In each transfer phase, the bank transfers all the segments until the last segment of the order data is included in its response to the user.

Processing Data Acknowledgement

After receiving the last segment of the order data from the bank, the user initiates the last phase, the acknowledgement request, to indicate that the data transfer has been successful.

If the bank receives a positive acknowledgement (receipt code=0) from the user, the bank moves the downloaded messages from the user download mailbox to the user archive mailbox. If the bank receives a negative acknowledgement from the user, the bank retains the downloaded messages in the user's download mailbox.

If a user wants to download valid file formats other than the .PSR reports from the user’s archive mailbox, the user must specify a date range in the EBICS request. The user must ensure that the date range matches the drop date of the .DAT file when moved from the user’s download mailbox to the user’s archive mailbox.