EBICS Server User
The Sterling B2B Integrator EBICS Banking Server is a complete EBICS solution involving a bank, partner, and user management, certificate management, secure file transaction, error recovery and reporting. Use Sterling B2B Integrator to send and receive EBICS transactions.
Electronic Banking Internet Communication Standard (EBICS) is an Internet-based communication and security standard that is primarily used for remote data transfer between your organization and a financial institution for corporate payment transactions.
EBICS allows data file exchange independent of message standards and formats. EBICS uses established digital signature and encryption procedures. Its features are based on international standards for Internet communication and improved security, for example, XML, HTTPS, TLS, and SSL. EBICS also has multibank capability wherein the corporate clients in the countries that have adopted EBICS can transact with any bank in those countries using the same software.
A range of prerequisites must be fulfilled by a user (associated with a partner) to be able to implement bank-technical EBICS transactions with a particular bank. The basic prerequisite to implement EBICS transactions is the signing of a contract between the partner and the financial institution. The following details are agreed upon in this contract:
- The nature of business transactions (bank-technical order types) the partner will conduct with the financial institution
- Information about the user's bank accounts
- The partner's users working with the bank's system
- The authorizations and permissions the users possess
The partner receives the financial institution's access data (bank parameters) after the contract is signed. The financial institution will set up the partner and user master data in the bank system in accordance with the contractual agreements.
Other prerequisites are successful subscriber initialization, download of the financial institution's public certificates by the user, and successful verification of the user's public certificates by the financial institution.
The Sterling B2B Integrator EBICS Banking Server supports EBICS Specification V2.5 for both French and German implementations.