Type Code Field

The type code field of the BAI2 transaction detail record is set as shown in Table 1.
Table 1. BAI2 type code field
Payment Item Account Type Item Handling Code Item Credit or Debit Payment Standard BAI2 Type Code Description of BAI2 Code
General ledger or savings All except remittance 1 All but NACHA 108 Credit - any type
General ledger or savings All except remittance 0 All but NACHA 409 Debit - any type
DDA All except remittance 1 All but NACHA 475 Check paid
DDA All except remittance 0 All but NACHA 175 Check deposit package
Loan All except remittance 1 All but NACHA 171 Individual loan deposit
Loan All except remittance 0 All but NACHA 481 Individual loan payment
Any All except remittance 1 NACHA 169 ACH credit received
Any All except remittance 0 NACHA 451 ACH debit received