With space becoming more and more precious, people are starting to think about throwing away unnecessary things that have just become junk to them. Although people want to get rid of these things they just don't know know how to go about getting rid of the junk. What can be recycled, where can it be recycled, how to get rid of things that can't be recycled, people often don't have a clue on how to get rid of the junk they have at home.
This is where the function of junk removal companies comes in. There are two types of disposal services offered, a junk removal service or renting a dumpster. A junk removal service comes to the homes or offices or sites of the customer from where the junk is to be removed, removes the junk and then proceeds to safely dispose of it. In the case of a dumpster being rented the customers rent the dumpster and do the work of putting the junk in the dumpster themselves. Either way, depending on the dumpster service used the junk can either end up being dumped into a landfill or the company could recycle the junk so as to cause less harm to the environment. It has become a growing concern to keep the planet clean and make an effort to find good solutions to help the environment. So when getting rid of junk it would be advisable to use an eco-friendly dumpster. In addition to that, it would cool to choose an awesome veteran owned eco dumpster, so that would be helping nature and society in a positive way while getting rid of junk.
Things to consider when choosing a junk disposal method are listed below.
The difference between a hiring a junk removal and a dumpster rental is mainly that, the junk removal company does all the removal work for a customer, whereas when using a dumpster rental removing of the junk to the dumpster is the customer's job.
Pros of a Junk removal company
They do all the work required without the customer doing any of the work. They are the ideal choice if a lot of common junk has to be removed. Precaution must be taken to make sure that the company takes the type of junk that the customer needs to get rid off.
Cons of a Junk removal company
Care has to be taken to make sure that an appropriate size for the container required for the junk is pre-arranged as every trip to the homes or office of the customer is charged additionally to the customer so they should make sure to request for the right capacity as well as make sure all the junk that is to be removed is taken out.
Pros of a Dumpster Rental
When using a Dumpster Rental the renters are the ones who fill the dumpster on their own instead of instead of the manpower that usually does the work for the dumpster company.
Dumpsters are generally rented for a week or more.
They are the best option for businesses or projects that last for more than a few days Allowing the customer to fill the dumpster as they go. The people hiring dumpsters should make sure to get the permit to be stationed at the customer's area if necessary.
Consideration for quantity of junk
When dealing with large quantities of waste from construction sites etc. The disposal of junk can often take hours and hours of labor and manpower, this can often become costly. Often the junk pickup companies have restrictions on the things the accept and do not take. In such cases, it is better to get a dumpster rental. On the other hand, if the quantity of waste is small and you don't know how to dispose of it is better to ask for junk removal services.
Consideration for quality of junk
What type of junk has to be disposed of, is it just a normal waste, that can be easily disposed of or recycled or is it an electronic waste that has the potential for being a biohazard. Depending on the type of waste there are often rules, regulations, and permits required to process or dump such wastes. The location of your site from the waste collecting company also determines the cost. Finally considering the cost of emptying the material at a landfill is different from the amount paid to send the junk to a processing/recycling plant and should be taken into account.
It is often annoying to have the video that is streaming to stop suddenly and start buffering for a minute before resuming, only going back to buffering after a minute. It is even worse when the video just shows an error message and does not allow the user to watch a video from where they left off. Sometimes though, the video simply does not work/stream. There are many things that can be responsible for the issue. Listed below is a list of causes that can be the root of the issue. Troubleshooting the issue accordingly will help to solve the issues with watching online streaming.
The Computer/ Device
The problem occurs mostly when the video is of a higher quality. The problem can be with the software used on the computer, like the video player. The issue might be the hardware, i.e. the video card of the device used to stream the video. It is possible to use certain PC diagnostic tools available online to find out whether the device used is efficient enough to stream videos.
If the issue is with the software used, for example, that the player is not meant to support certain formats or HD video then it is advisable to replace the software. VLC is said to be one of the best players to use. If the issue is the hardware, then considering the use of non-HD videos or consider replacing the video card with a better version, if possible.
Home Network Issue
The video streaming may not be smooth due to issues with the internet network. The issue can be with the router, the wifi or with the actual network wires. It is possible to trouble shoot the issue by trying to connect the device directly to the cable or the DSL modem. If the internet connection works after doing that, then it may be time to replace the issue causing device.
Sometimes the issue is with the connection from the modem to the ISP. It is possible to verify if this is the case with a website called as Speedtest.net.
The Internet Service provider (ISP)
The streaming issue can also be easily due to the bandwidth provided by the ISP. If all other factors mentioned above are not the cause of the slow speed and websites such as Youtube, Netflix etc. are showing issues then the issue is with the service provided by the ISP. Depending on whether the plans used by the user support the video or not, the ISP can be contacted for correcting issues caused by the internet they provide.
Bandwidth of the sites
There are some sites that cause trouble while streaming video by not being able to support a larger bandwidth or due to a large number of users.The level of traffic to the site that is being used to stream the data also needs to be taken into consideration troubleshooting. During peak hours of usage, when many people are accessing the sites the streaming becomes slow. In worse cases, the site can crash if it can't handle the extra traffic.
A corrupt website or browser can cause issues like making the PC freeze when streaming videos due to viruses. It is possible to run certain security software to help remove the viruses and prevent the hanging or freezing of the computer.
Certain sites require permission to run adds to stream the videos on their websites. If ad blocking software is active on the computer, it is possible that it would hinder the streaming of the video. It is possible to temporarily switch off the add blocker to view the video.
It is important to test the connection many times, at different times in a day to makes sure whether the issue is with the service provided or not. The Bandwidth that the ISP provides is not always a guarantee. Testing the service helps to make sure that the connection is at least on an average near the range specified by them. By testing for all the above-mentioned causes in video streaming problems, it is possible to come up with the best solution to solve the issues faced by the user.
Modificado em por sofiastechtalk
Meeting at VidCon US, I was fortunate enough to be given the opportunity to sit down with serial tech entrepreneur Oliver Isaacs, founder of numerous popular pages on Facebook and Instagram and the viral opinion based network Amirite.com – which has already achieved a formidable 1 billion unique visitors in its lifetime.
Oliver’s personal following on Instagram has reached an impressive one hundred thousand followers, and he has been featured, giving business advice and motivational thoughts in the Instagram and Snapchat Stories of high profile people such as Tony Robbins, Mark Cuban, and Tim Ferriss. Oliver has also worked with and helped grow some of the biggest social media influencers on the planet such as Julius Dein, who now has grown to over 10 million followers within 1 year.
I can immediately tell Oliver is exceptionally bright, determined beyond belief and has a rare ability to spot opportunities very few would be able to see. He has a diverse and compelling background, having founded the viral opinion based social network Amirite.com whilst studying at the highly exclusive London School of Economics. Many know Amirite as one of the first original 9gag and 4chan type sites where the internet meme was born, internet slang became common-place and the earlier influencers created. The site set the tone for follow up sites and was said to be the inspiration for sites like Quora. Not to stop there, Oliver founded one of the fastest growing E-Commerce companies in the UK, with close partnerships with Amazon FBA. Oliver has also secured numerous brand deals and partnerships for some of the biggest celebrities and influencers around.
At 24 years old, Oliver tells me most of his friends now work in finance or law, but he says ‘It’s the 21st Century and it no longer makes sense to work for someone else if you have an entrepreneurial streak inside you. If you have the hunger and passion to set up a startup or business, go for it and take the risk. Life is too short to be counting down the hours in an office waiting for the clock to strike 5pm or later. A job should never be a job- it should be a passion or something that you enjoy. I personally think, founding a tech startup is now the way to go. The internet has opened a whole world of opportunity for millions whether it’s through E-Commerce, Social or numerous other avenues; everything is now on the internet. We’re still really in the early stages of the internet, and it’s only going to become an even more powerful tool.
Having discussed the online startup world in length with Oliver, I ask him his advice he has for those thinking about setting up an online startup. Take note guys- you could learn a thing or two from Oliver’s excellent list of top 10 tips:
1. Offer what people want to buy, not just what you want to sell. Too often, people jump into a business built around a product or service they think will be successful, rather than one that is already proven to have a market.
2.Get cash flowing ASAP. Cash flow is king and is absolutely essential to feed bottom-line profits. So you need to find ways to jump start cash flow immediately.
Oliver mentions a few examples: you can add value to generic items by creating private label branding, and develop continuity programmes where customers pay an up-front monthly fees to insure delivery or availability of items they will buy on a repeat basis. Of course, the key is to make sure there is little or no gap between when you pay for labour, stock inventory and when you actually get paid. Ideally, you'll find ways to get money up front, and your cash gap will never be an issue.
3.Always find new ways to keep costs low. All the cash flow in the world is worthless if it's not positive cash flow, which means you have to bring in more cash than you pay out.
4.When planning, always overestimate expenses and underestimate revenues.
5.Focus on sales and marketing manically. In business, nothing happens until a sale is made. From the jump, you'll need to find a good way to get leads, convert leads into sales, and make sure you keep getting repeat sales from your customers.
6.Find ways to exponentially increase profits.
7.Test and measure everything. You can't change what you don't measure, and you can't tell if a strategy is working if you are not faithfully testing, measuring and tracking your results.
8.Accept that learning more equals earning more. If you've never run a million dollar business, you don't know how to start a business--simple as that. But you can learn how to run one, even if it is your million dollar business you are building from the ground up. However, you need to accept right now that learning always comes before "earning" (except in the dictionary).
9.Don't discount, add value. Whenever you discount, you are taking money directly out of your pocket and directly from your bottom-line profit. So don't do it. Instead, create added value propositions all the way up and down your product or service line.
10.Get a Mentor. Too often, we think we have all the answers and are the only people who can really get things done. The reality is that another set of eyes can work wonders for how you operate both on and in your business. An outsider can also make sure you are getting the numbers you need both on the top line and the bottom line to survive.
What is Flow Chart?
A Flow Chart usually follows a sequence or process by segregating each argument on a step by step basis in a neat and articulate format in the form of a visual representation. A diagram shape is provided in each step for writing the procedure. The process is sequentially followed from the beginning till the end by arrows or lines which denote the direction of the step by step arguments of the flow chart. Used as a powerful business tool, a flowchart which is able to produce proper construction and designs proves to be more communicative visually than elaborated in pointwise format. A flow chart is crisp and is a perfect tool to use in powerpoint presentations.
However, there are many aspects to a flow chart which needs to be focussed upon to make it perfect and visually impressive. As long as the user has sound knowledge about the tools in the software, there is no stopping him to nail the work he would do using the flow chart.
Symbols on a Flow Chart
The software for the flow chart uses various symbols and shapes in order denote various actions and steps which need explanation. The sequence of the steps will be able to be shown using lines and arrows and also the relationship between every step and argument. The flow chart symbols basically is dictated by the type diagram. It might be displayed as if the diagram might need an input or output symbol, however, it is hardly expected in most of the procedures. As technology has advanced, the techniques and symbols of a flow chart has also changed along with it. Initially, flowchart symbols were used in representing punch cards of the computer. Considering this, there are much more symbols like the start or end symbols, action or process symbol, document symbols, multiple documents symbol, decision symbols etc.
Flow Chart Types
The type of flowchart is dependent upon the purpose for which it is required.
In order to map a project, the most basic flowchart is used. However, it brings about a multidimensional purpose, but usually these flowcharts are used by students or software professionals to set the map of the project they might be working upon particularly for the involvement of a multi step sequence.
Document of a process has internal and external requirements when it comes to business. From government compliant regulations, to standard reporting or even for stock and audit presentations, these flowcharts are used the maximum. There are many reason for using particularly this type of flowchart for business purposes as they are quick, flexible, is highly visible and helps in an improved organisation of tasks methodically.
There is a wide range of activities provided to be covered by the tasks in a business. From a set of simple tasks to covering up innumerable possible situations, such a flow chart models these processes into a predictable and consistent outcome. By EPC we mean Event-Driven Process Chain.
A workflow diagram follows integration of a process or human task orientation. On the basis of a standardized output, the main aim is to create quality content with consistency parameters.
The use of this map process flow chart is mainly for audits or for software and electronics. In order to improve process, even business panels use this type of a flow chart. The breakdown of a process and then the close examination of the smaller steps help in revealing areas of inefficiency which require improvements.
Special Description Language helps in describing the algorithm of a computer language on a step by step basis. This flow chart set offers with specific symbols which are required map real time systems. The basic components for SDL diagram is system definition, block and process. Not only does the flow chart help in program and network design, but also helps in providing a good resource for internal problems in order to troubleshoot the internal problems.
In order to bridge the gap formed between the system developer and the user is minimized by Data Flow Diagram. Using relatively very few symbols and connectors, a substantial amount of information can be distilled into the flow chart.
Widely used for engineering purposes, PFD is used for technical illustrations. In order to exhibit high-level chemical and process engineering, these flow charts come in handy. They do not show minor details, however, highlights the major plant processes.
The information required to be written in a flowchart needs to be crisp and detailed in the same way. A single phrase might be able to describe or summarise a huge process during the mapping sequence of the flow chart. One will be able to detect the purpose easily by asking whether the type of flowchart is necessary for their purpose or not. A flowchart software helps in bridging that gap.
Web Development - What is it?
Web Development is something we have all heard of, but do we know what is it all about? A web developer's job is to maximize the easiness of the user interface built to attract the users. This is developed by programming a code which works from both client and server in order to communicate with a database. These codes can be of two types and these have their own prospects.
Frontend or Client
- Hyper Text Markup Language (HTML)
This is the backbone language which incorporates hyperlinks embedded in the code in order to transmit it to another web page. Providing an overall framework which will determine the layout of the website.
- Cascading Style Sheets (CSS)
CSS provides the site with a unique presentation which particularly maintains the style sheets which are layered on top of style sheets. These get triggered on the basis of the input and controlling the design, resolution, and size of the screen of the site.
When it comes to digital marketing, the organizations are always on the lookout to provide visually engaging material which keeps the customers engrossed due to the meaningful interactions. A front end web development career comes with job security and not to forget to provide the organization with challenging designs and engaging visuals. That being an advantage for the job seeker’s side, the organization also poses a huge demand for talented and skilled candidates with the right knowledge about coding. Front end coding or client based web development is the key to attract customers and for that experienced and talented individuals have made the market more competitive.
Since the demand is more, the organizations hire candidates for a greater perk in order to secure themselves. In order to extract the best from the market, in order to benefit themselves, and in turn benefitting the software developer.
Back End Development or Server Side
Back End Web Development includes the creation of a code which runs on the other side and is responsible to generate a dynamically coded site handled with the help of an effectively put up a database. Back End Development uses various programming languages and frameworks to build the backend compliant software. The choice of a framework depends on the style of work and requirements specifically and also sometimes work with a software stack within a language. Of all the languages and technologies used to provide the end product, the most sought languages are as follows.
Ruby is a language which works as equivalent to the work performed by PHP and SQL combined. It possesses a complex logic which functions for the backend and database functionality. Ruby on Rails demands heavy traffic as the framework consists of an array of library codes in order to streamline the server side development.
Java is an Object Oriented Language which has been developed as a subset of C language. It is a variation of C++ and is independent of the platform due to the presence of Java Virtual Machine. This enables the code to be compiled once and run on any webpage.
C# is the second generation of the C language and developed as one of the earliest languages which have been engaged in backend development coding. C# is an object oriented language required for them .Net Framework.
The Python language is easy and can be coded within a few lines and can also be compiled fast. It has proved to be an excellent start for the beginners who have a focus on simplicity and readability. It works for the Django, Flask and Pyramid Frameworks.
Most commonly used with the SQL language is written databases, PHP is designed to edit the information in the database. It is used widely as it had been built for web purpose and had not been adapted for it.
As a whole, web development goes hand in hand when it comes to frontend and backend. Unless the client side has been put up, the server side will not be able to function. But considering the language, any two languages can help in order to monitor the database.
Both frontend and backend development requires computers and which is done in an air conditioned room with a pretty fast access to the internet. Some companies make the working environment pretty cool as they are ensured to work on the latest gaming consoles.
Knowing the languages above is of great demand when it comes to managing projects by a Project Manager. Not just that, these languages can also be incorporated in various aspects in IT or else one might as well as get encouraged to develop new skills.
After a detailed summary of the prospects in the career choice of web development, we can gather how the client and server side go hand in hand. There are many aspects due to which choosing web development as a career is fruitful and fun. Once you've nurtured your skills and have gotten that connected with the right organization, there is no stopping!
If you run a small business that operates instore or online, you need a system that manages inventory and operations in one place. In the end, investing in POS software is the easiest way to save time, money, and heartache when tax season rolls around.
Modern POS systems are fully-integrated solutions that work within a payment processing terminal and can help you process, store, and understand your business transactions inside and out. They do more than just manage the checkout process: many advanced POS systems can track your inventory as well as record sales to offer you a ton of invaluable data you can later analyze.
No two businesses are exactly alike. Different POS solutions can be better suited to specific types of business such as retail stores, coffee shops, restaurants or fashion boutiques. Some of them can be integrated with additional hardware such as tablets, receipt printers and barcode scanners.
We looked at the 4 best POS systems for small business of all varieties, and provided you with the best solutions of 2017.
1. Best POS system for Small Retailers and Boutiques – Shopify
Probably the most scalable POS system available, Shopify is a multi-channel solution that supports an unlimited number of different products. Technically, it’s built for small and midsize businesses, but Shopify is an extremely flexible platform that can be used for e-commerces as much as for brick-and-mortar retail stores. The best match is a shop that uses them both, such as a fashion boutique or a sportswear shop that sells its products both online and from a physical location.
Shopify software is cloud-based and can be accessed from any browser as well as from Apple phones and tablets. The Retail Package does not include Android devices support, so it must be purchased separately if you want to take full advantage of mobile payments. Its plans are extremely affordable, starting at less than $10 per month, and its interface is extremely simple and accessible so you won’t lose your mind trying to train the team.
2. Best POS System for Shops with Large Inventories - 3PL Warehouse Manager
If you’re working with a large inventory in a warehouse, chances are you’re going to need a POS system that’s up to the challenge. 3PL Warehouse Manager is one of the best options for managing a large inventory and reducing labor costs. This cloud-based warehouse POS is designed to manage your logistics, customers, processes, and billing schedule.
For those who operate warehouses, the real value is in having everything in one place. When you’re talking about logistics, shipments, and hundreds of individual barcodes- you need a POS system like 3PL Warehouse Manager. The better you keep track of your inventory, the easier it will be for you reduce costs and tighten up your operations.
3. Best POS System for Small Eateries - Change
If you own a small coffee shop, bar, pizzeria, food truck or any other type of small eatery, Change is a flexible and cheap solution. This extremely easy-to-use POS solution can be fully implemented in just a few minutes, and does not require any training to be mastered. You just need to add a few bits of information about your business and you can get started within minutes.
Change can also be used offline as its data can be synced to the cloud later if you want to check its reports. This POS software is one of the less expensive available, with a flat fee of $0.25 only for transactions over $10. This means that for smaller diners, most of the transactions will come at no cost, allowing you to save a significant amount of money every month.
4. Best POS System for Restaurants – TouchBistro
If you run a full-service restaurant such as a fine-dining or casual family-friendly venue, , TouchBistro is the best solution for keeping your team organized and your customers happy. It’s 100% focused on what fast-paced restaurants need without any bulk software that could slow you down. Even its most complex features and work orders can be managed seamlessly without unnecessary clutter or confusion with its very intuitive user interface.
Since you can use TouchBistro on iPads, your staff can easily take orders and payments at tables rather than just at the checkout counter. This POS system offers you a lot of options for customization like color-coded menu items, floor plan layout, inventory management, one-touch bill splitting, and custom modifiers. It also lets you offer a lot of promotions and upsells through its efficient customer facing display.
The best POS software for your business depends on your needs. Before you do any searching, make sure you know what you want out of a POS system. We reviewed the 4 best solutions for some of the most common storefronts, but ultimately, only you know what’s going to be best for your business needs. Make sure you take the time to hash out exactly what those needs are before you start looking through systems. After all, you won’t know what system will work best until you know what your needs are.
What kind of POS software do you use in your small business and why? Tell us in the comments.
We continue with our special series on YouTube and today I will focus on trying to answer the question: how to get subscribers on YouTube?
Before I go into detail on these 9 proven ways to get it, I want to explain why it is interesting to have subscribers on YouTube.
· First, a subscriber receives a YouTube e-mail newsletter from time to time where the latest news on the channels where subscribers appear.
· Second, a subscriber is someone who has shown a stronger interest than others in your content. It is an important first intention for you. Not a customer, but it is someone who has validated the quality of your videos and tells you that you are interested in these issues. At the very least, it's someone you could try to develop a relationship with. I'm talking about medium to long-term networking.
Last week I insisted on the importance of the content of your videos and the metadata associated with each of your video productions to position your videos on YouTube . So, I'm not going to talk about it again today. But be very clear that it is the basis of everything.
Without good videos, your rebound rate will skyrocket and you'll basically be wasting your time. I will never tire of repeating the same thing.
How to get more subscribers?
1. Face your channel
It is very important to face your YouTube channel, especially if you want to get subscribers. Be yourself. People do not look for a superhero. Just ordinary people wanting to share interesting things.
2. Customize the look and feel of your channel
First of all, you have to show some consideration with your audience. If a new visitor comes to your channel and what you find is the YouTube default look and feel , you will think you have made no effort to customize it. It is likely that this visit will not return, because it will give the impression that your channel is not much work. Link to the tactic above and include yourself in the background photo of your channel.
You can also optimize your top videos and the ways they appear on your cover page. Here your work will be to try to show the best contents or at least those that usually generate more answers or more clicks between the people that visit you.
3. Publish new videos regularly
It is important that there is an initial content of 5 or 10 videos, and then you commit to publish at least one pair of videos a month, so that people notice that your channel is alive. It is another sign of consideration. With this you will see that just like Google does, YouTube will pay more attention if you show your commitment to this social network by publishing fresh and interesting content on a regular basis.
4. Encourage participation from your videos and encourage your community
ust as important is that you try to encourage participation in the conversations from the video itself: ask people to leave you a comment, to give a "like" video if the content has seemed good, and remind you that if Become subscribers of your channel will never be lost one of your videos.
You will have to respond to all comments and also moderate the conversations if necessary. A basic work of moderation and attention, which shows that you take care of the people who interact with you on your channel.
Views, comments and good ratings directly impact the ranking of your videos on the YouTube ... and Google result page. So, really, it makes up for the effort to maintain a community on YouTube and achieve good participation.
5. Use annotations
If you are developing a series of videos, for example, on Twitter, and you have 7 recordings, it is interesting that at the end of each one you put a note in which you can integrate a link to another of your videos on YouTube. Consider an annotation as a prominent direct link to another video.
These annotations allow you to do an internal navigation on YouTube and have a clear call to action to continue browsing and watching the rest of your videos. The result will be a sensible improvement in the reproductions of the set of videos of the whole series.
6. Social Networking
YouTube also allows you to broadcast on social networks like Twitter and Facebook from the video uploader itself. It is something that you can activate at once from your own channel.
If you use Facebook you'll see that you get good playback results, because of Facebook's ability to remotely stream Facebook videos. Other things will be the conversion of these views from Facebook, but if you are looking for reproductions, Facebook is a great ally for the dissemination of your videos.
One of the advices should be something like: One of the advices can say something like "Do you know that YouTube doesn't always show correct number of subscribers? This is happening due to complexity of YouTube algorithms that need time to verify subscribers. There's a simple and free site that allows you to see YouTube live subscriber count and other statistics of your channel."
Sometimes one comes at the crossroads of selling a house and for financial reasons, they have to do it in a forced manner. These are done mostly by governmental organizations mainly due to unpaid taxes and are known as tax deeds or tax sales. The regulations for tax deed or sales in various places differ and it is most prominent in the united states as many properties go through this phase almost every year through an auction. Here we will look at Florida, to be specific Palm Beach County as it is a very interesting area and to bring the topic of tax deeds will show the readers a unique perspective.
What is a Tax Deed?
A Tax Deed is a forced sale of any property or land (this is mostly for real estate purposes) by an entity that is mostly working by the rules of the government. This sale might happen due to some taxes which might be unpaid by the owner and they refuse to do so after some time. a sale happens through an auction process and once the amount is finalized the buyer has to make the payment in full otherwise it is invalidated immediately. It only lasts for 48-72 hours i.e. 2-3 days.
The mechanism of Tax Deed sale in palm beach county
Florida is a state where property is on the higher side and one needs to do a lot of research before going in for a tax deed sale as some situations it might get tricky and one will have to consider certain things as they do the sale and here is quite a comprehensive guide as to how they can accomplish that
- By either depositing 5% of the amount or 200$, one has a greater chance of winning the final bid and that maximum amount will keep the buyer in the safe zone and will allow them to accomplish the final tax deed sale. Also, this allows them not to have too many funds lying in their sale and ensures a safe and smooth transition from prospective to owners.
- The other question one will have is that after some time how long will one take to sell the property a few years after owning it, some of them though can hold on to it for almost 14 months as it will give excellent returns as the median is about 11 months and the deal can be sealed after that with an almost 95% confidence rate (i.e. how sure one is of selling their house).
- In the end, though the buyer needs to make money no matter what and there always comes the burning question as to how much money they make out of these sales. Consider the fact that the seller puts almost 30-50$ per square feet of the property and fixes all known issues that are related to the property and along the way they lose some money while selling it. one can, fortunately, look at making almost 10,000$ if they consider some factors such as
- Rehab costs
- Quiet title action for registration
- Realtor fees and closing fees for selling the property
- Interests taken for expenses
- Tax applied to the property
- Documentary stamp fee
Thus with all this taken into account, one can make a good amount of money into their sale.
- Another question that might pop up is how much the people paid for the property before they sold it and considering that the median amount was almost 30,000$ the money that the sellers made as almost 70,00 to a huge 100,000$ meaning that the profits are definitely going to be huge. So by investing carefully in a good property, one can be assured of making a good amount of money.
To end it all though by looking at a few factors and considering the location of the area i.e. Palm Beach county one is sure of gaining a good view and perspective of the real estate market in Florida and how tax deed sales work here. Yes, a few risks need to be taken but by depositing a certain amount along with the confidence rate of selling houses one is assured of having an excellent sale of the well-valued property.
Modificado em por sofiastechtalk
The current world of marketing has grown more and more complex with the advent of the internet. The internet has made people all across the world more accessible to all businesses. This is both a disadvantage and a curse. Using an Internet marketing service is still more of an advantage than a disadvantage. The internet has a number of advertising strategies that can be used to promote a business. It does not need to be excessively costly like before. Listed below are a few steps that can be used to effectively market a business.
- Portfolio building
Every business, in the beginning, starts out without a lot of gains and sometimes having to do free work or favors for people before they can gain a higher customer base. This is usually called as portfolio building. This is where the product or service is offered to a customer for low cost or free service for their honest feedback in return. It is always better to have a paying customer, saying good things about the business, but if a business is just starting out then it needs to build up its recommendations and portfolios, so to speak, that will recommend their product to other potential customers.
- Target Customers
It is highly important to get the target customers right. Research into who would buy the product is highly important. For example, the Nano Car that was made and sold in India was initially marketed as the most economical family car, it did not do well. They rebranded it as a car for the youth, and the improved sales strategy much more. Once the target customers are decided, the next step is to use the appropriate internet platforms that are relevant to the age group or target market. For example,
It might help to search online looking for what are the most popular social media sites used by females aged 18-25, etc. For more sophisticated reports on these details, there are companies that conduct, surveys and research on these topics. These sites are what have to be the main focus of the social media advertising.
- Social Media Accounts
It is important to have social media accounts such as LinkedIn, Blogger, YouTube, your own company sites, twitter, facebook, etc. The wider the net that is spread the larger coverage of the audience is going to be. If a person sees a business on every social media they visit, eventually they get curious about the product or service being offered. This is especially if the service fulfills a need. It is very important to maintain social media accounts that show various facets of the business. For example,
- Twitter for teasers and promos on your latest content.
- YouTube for a creative, interactive and fun demonstration and promotion of a product.
- Blogger for a more detailed explanation, about everything that the business and the product is about.
- Snapchat for a video teaser of an important or happening event.
Every Social media has certain merits that can be used to the advantage of the business, to give the customers a more well-rounded view of the business and increases the chances of customers.
- Promoting via Influencers
There are certain well-known people/ businesses/blogs that have a huge ready-made following of people. Getting these influencers to promote or even discuss the business will be a good way to promote the business. This can be done by an exchange of values. The values, that the business offers to the influencers, aside from money, for example, more product or service review. More traffic to the blog if it is a writing business.
- Promoting with Information
A great way to promote the business is to explain the way the business works. What are the services provided to the people? Providing good and true information to the people with a high level of transparency increases the chances of a loyal customer base. It increases trust and willingness of a new customer to give the business a chance.
The above-mentioned strategies are a few techniques that are sure to work well if used consistently and continuously. A business may struggle initially with a low growth rate with the internet, but if the business is any good and actually fills a need in the customer world, then it will definitely grow at an exponential rate. The most important thing about any type of marketing be it physical or internet marketing is to always be present in the public eye as a reminder to remember to use the business in case of a need. If the company does not have the time to promote itself specifically, this is where the hiring of an internet marketing service comes into play.
What is IoT?
The Internet of Things is on its way to transforming the outlook of the market and the expectations of consumers in the coming decade. It is a relatively new concept and still has to be tried and tested in order be fully activated. IoT refers to the growth of networking objects, which are able to communicate with each other in an autonomous manner, which means no human involvement. Linked intricately to the M2M (Machine to Machine) concept, IoT is stepping into the market to revolutionize devices indoors and outdoors that will be communicating with each other. Made up of three major components, they include the “things” themselves, the connecting networks and the data analytics flowing in between. Big data in IoT brings about a whole new facet of networking.
Developments to Look Out For
The IoT is not just related to consumer technology and entertainment, but also freight monitoring, manufacturing, smart grid, smart buildings and smart homes. With those in mind, there are 6 developments that are expected to be implemented within the next year.
● Management of Manufacturing and Production Assets
Management of manufacturing and production assets is the largest area of IoT. This includes how all the aspects and functions of an entire factory are hooked up to the internet with every single item being shipped over seas tracked by the Internet. This would increase efficiency in the manufacturing and shipping of products in order to increase punctuality of product shipping. This was first brought into being when FedEx started using trackable packages being shipped all over the world. This has become a new innovation which is being built upon in order to be used to track any product or pallet being shipped enabling tracking its position in real time. Internet of Things is being used in farming as well as trade, interconnecting with other entities.
● Smart Grid Alternative Energy Storage
The way energy will be generated, distributed, consumed and stored will be changed according to IDC. Energy generation will involve optimization of uptime with the output enabling the centralized generation of energy. The total budget set for the energy usage and distribution will be able to be controlled. Smart grids are basically created to become an alternating source, which will be able to store energy and distribute it according to need.
● Smart Homes
Smart homes will be produced by the application of the Internet of Things. This includes the smart thermostat, which can control the temperature of the home, like Nest. Another example includes a smoke detector which functions by an Internet connection and blinds on the window connected to the Internet. In this case, the window blinds close according to the information programmed into the system which shows reciprocation with change in temperature and light. Home furniture has not only become hydraulic or modular, the furnishings can also be connected to the Internet. Such furniture will include mirrors which will be able to suggest skin regimens for problems of the skin by analysis and also tables which look like wooden furniture but actually can be used to make calls, check emails, video calls, etc.
● Gadgets for Consumers
Consumer gadgets are the future of Internet of Things and will come in handy for home chores. This includes a microwave oven, which cooks food using the Internet. This involves using the iPhone to program the microwave oven with the time and food type, and also watch it cook the food over a live video stream. Another type of these gadgets includes a smart brush, which is a toothbrush, which will be able to review dental problems, if any, and also recommends brushing techniques. Fitness trackers and health monitors which technically involve the person in activities, will be controlled by the Internet and monitor the variables of body health.
● Innovations for Security
Security and safety is a priority when it comes to a smart home with smart consumer gadgets. Since the smart grid is used to store energy in order to connect the energy stored to homes for a renewable resource, there is also a possibility of having the city’s power get knocked out if they face a security glitch. This can turn off the power just because of the whole system crashing. Hence, in order to check this vulnerability of the Internet of Things, developments are being researched in order to implement a safe system.
● Entertainment of Consumers
Consumer entertainment will reach a pinnacle of luxury as home entertainment devices connected to the Internet can be controlled by voice commands or even haptic technology. It will now be easy to control the volume of the music system from afar; similarly ordering food online will also be easy using Amazon Echo or Google Home.
In order to benefit the normal household, smart health devices, smart homes and other consumer products are all set to rule the market as Internet of Things has started to gain momentum in all areas. It helps people benefit from its vast effects as the Internet of Things uses the internet to connect with the world in an autonomous manner, with programmed microprocessors and hardwired sensors doing their job.
Everyone is familiar with the name IBM (International Business Machines Corporation), but most of them are not familiar with Big Blue. Usually, these two are the same. IBM was formed in the name of the Computing-Tabulating-Recording Company (CTR) back in 1911 and later renamed to IBM in 1924. We all know the history of IBM and their inventions. IBM is currently running their operation in over 170 countries. Most of our necessary gadgets are their invention like hard disk drive, automated teller machine, magnetic stripe card, UPC barcode, SQL programming language, dynamic random-access memory (DRAM), etc.
The market of IBM is huge. They manufacture both software and hardware products. Besides, IBM is one of the largest companies in the world having 380K employees. They are the record holder of having the most patents generated by a business company. Their research wing is very active and their latest invention is IBM Watson. According to many sources, IBM has a plan to bring revolutionary changes in paystub generator sector.
Today we are going to discuss five of their upcoming products.
First of all, IBM is developing a holographic chatting system (also known as 3D Telepresence). The programmers said that they are very close to make this happen. The improvement of 3D camera makes it easier to reach to the common people. The researchers of the University of Arizona successfully made a system that is capable of sending holographic images to nearby locations in time. Besides, it is said that we will be able to enter into personal computers through 3D visualization. Thus, the pictures we see now in 2D, we will be able to see them in 3D.
Secondly, the next item on the list is lithium/air battery project (battery 500). This project is still under development and the results are quite satisfactory. IBM believes that these batteries will be able to use the same air which we breathe to produce energy. The concept is that these batteries will use oxygen and react with the metals. Besides, these batteries will be lightweight and very small in size. Surprisingly, these batteries will last ten times more than our regular lithium-ion battery.
Now the third item is personal sensor for every scientist. The development of personal sensors is really important for the welfare of the people. It is essential for the scientists to collect data and preserve them in a storage. IBM predicts that it will be possible within the next five years to collect all these data and send it to various devices like cell phones, cars, computers, etc. using personal sensors. Persevering these data in huge amount can be resourceful in the coming days.
A smart computer system for drivers is number fourth in the list. IBM believes that we cannot solve the traffic problem only by creating new traffic rules or constructing new roads. There are other circumstances which control our transportation system. The smart computer system for drivers will not only show the best way to travel but also helps us with necessary objectives. This technology is based on mathematical models which analyzes probable values to help the drivers.
Last but not least, IBM is researching to control the temperature of a computer. According to a calculation, 50% of the energy is consumed in CPU (Central Processing Unit) to make the engine cooler. Now IBM wants to use this warm air in a significant way. IBM considers that this warm air can be used to heat various parts of a building or to heat water or convert it to current.
So, which idea seems more important to you? Let us know in the comment section.
The world is becoming an increasingly digital space. Today we manage, share and store our lives online. Data is gathered from our devices, computers and smartphones that collect and transmit information on what we do; but that is just the beginning. This phenomenon is transforming our understanding of the world and our place in it; it’s become known as Big data.
Big data could be invaluable for business. It could provide a window into the lives of customers that we have never previously imagined. But, there is a problem. How do we unravel the strands of Big data and pick out the relevant parts. Data comes from so many sources; how do we know where to look and how do we access it? In short, how do we turn all this information into knowledge? To understand how big data and analytics works, you have to put it in the context of how things worked before Big data.
Businesses are already using Big data to better understand and predict customer behavior and optimize and improve business processes. But the possible applications of big data are endless. We’re only just beginning to see the emergence of the Big data economy. Your business needs to consider Big data or risk being left behind. IBM Big data and analytics specialize in helping companies understand and leverage Big data.
About five years ago something fundamentally changed. The world started getting smarter; cars, running shoes, medical devices even people through our devices and social behaviors started being instrumented. They started creating valuable data. Every time we pick up a smartphone to make a call or send a text, it creates a call detail record. Hundreds of billions of CDR’s are created every day. Enormous and advanced infrastructure like advanced processing power and in-memory capabilities make it possible for telecom operators to analyze the deluge of CDR’s; but for many, the volume is overwhelming.
Fortunately the infrastructure and the software continue to evolve. Advances in data management software like seo toronto make it possible to explore any kind of data while leaving it in its original state. For a telecom operator this means they don’t have to structure the data before getting insights from it. Instead they can put different data in a giant exploration repository and start to do analytics on all sorts of data at rest; both structured and unstructured.
This allows them to discover interesting patterns, developing new insights around key things that matter like their customers. And because the pattern are based on all data; meaning structured data like billing and CDR data, unstructured data like customer tweets and notes from customer service agents, they are developing a holistic picture that helps to define the best course of action.
For a telecom operator worried about customer churn, this means able to proactively reach out to a customer with a compelling offer before they decide to leave. There’s even potential to use a cognitive system in the call center to help guide a company rep in delivering better service. But sometimes thing are moving too fast to rely on human intervention.
Today, IBM is at the forefront; working with a few leading telecom operators to improve the customer experience even further. By knowing where their high valued customers are located, they can detect network bandwidth issues and address them in real time.
Your immune system is always at work; protecting you from a constant barrage of threats. And to combat such diverse threats, your immune system must be equally coordinated to prevent and detect attacks in an orchestrated, fast response. But what if your body was also vulnerable to cyber threats? You’d need a different kind of immune system, but one that still works as a unified whole to disrupt threats at any point of the attack, no matter how advanced they may be.
IBM threat protection system integrates security solutions together, so you can prevent, detect and respond to cyber threats with just the right course of action and without delay. When your security is overloaded, the health of your IT environment is weakened. Disconnected single purpose solutions make it difficult to monitor the whole network and security teams are forced to defend in the dark. That’s why IBM security developed an infrastructure immune system.
In a market flooded with more than 1200 point product vendors, IBM has separated itself by offering leading solutions that work together across your ecosystem. IBM’s expertise and integration enables full collaboration across third party vendors, technology provider and business partners to enhance security while lowering cost and complexity. Unlike the old way of piling on products to combat each new threat, the IBM security immune system grows, adapts and communicates inside your infrastructure.
You get a more holistic view of your security; a connected and organized framework of defense capabilities sharing critical security data. This deliver greater visibility, richer intelligent and actionable insights. Creating an efficient and effective end to end that reduces gaps in your security, the system features a complete set of solutions and services that address three critical aspects of security.
Security transformation services mitigates risks by consolidating fragmented solutions but don’t always speak the same language. With a unified network and around the clock support from trusted experts, you can close the security skills gap, proactively protect your systems and strategically be ready to capitalize on IT trends.
Security operations and response allows you to prevent detect and respond to threats in an orchestrated and automated fashion; powered by cognitive capabilities an IBM x-force threat intelligence. The IBM security immune system senses, identifies and prioritizes known and unknown threats enabling rapid resolution.
Information, risk and protection keeps your data users acts and transactions safe wherever they are. Real-time analytics and alerts helps you pinpoint risks, gain visibility and control over user identities and manage your sensitive data. You can also strengthen compliance initiative, secure applications, improve mobile collaboration and protect your mainframe environment.
Traditional defense in depth tactics can’t keep up with today’s threats. Like that, now the traditional system of checking a car’s information has become far too slow. That’s where vindecoderz.com will help you to check your car’s unique VIN number and all the vital information with it. There is a new way to think about security with an integrated intelligent defense to keep your organization safe; IBM security intelligence and expertise in one framework.
Day Trading is a type of share dealing where in people trade shares online over a period of a single day. The aim of this type of trading is to benefit from tiny price fluctuations that occur during the day. Day Trading is most common in the stock market and foreign-exchange market. People who do day trading hold their securities for only one single day. Trading strategies help maximize profit and play an important role in minimizing risk. The following are some strategies discussed in brief.
Role of supply and demand
Supply and demand together determine what the price will be. This is true in almost all aspects of the business. When there is high demand, that is, a number of buyers are large, the price automatically goes up. And, when there is low demand, that is, number of buyers is small, the price goes down. To elaborate, the whole thing begins with buyers finding a stock price attractive and purchasing the stock. As more and more buyers buy the particular stock, demand is said to be growing faster than supply. And because of this, the price of stock increases. Once, the demand begins to wane slightly, stock holders will sell their stock. Now, supply becomes more than demand and prices drop. Great profits occur when the demand and supply are at a great imbalance. This concept is important for all investors for better understanding of day trading dynamics
Stop also known as "stop loss" is a plan to leave a trade when it is realized that the trade has failed. It is the point that signifies that the investor has accepted all risks along with the fact that the trade is prone to lose. It refers to an amount that you will be allowed as a possible loss. The risk value on any trade must never go higher than one percent of the account balance. Here, it is important to note that this rule must be applied based on the scenario. If an investor applies a risk of exactly one percent for every trade, it is not guaranteed that this person is out of the risk of big losses. Consider, that this person executes many trades on a given day with a risk of exactly one percent for every trade, then if all of these trades fail, the investor can be down by fifteen percent or more. To solve this problem, one can determine the stop loss limit for a particular day instead of a particular trade
A very important thing day traders must never forget to do is set profit targets. If a profit target is not set, an originally profitable trade could end up in a loss. These trading markets are quite unpredictable and if an investor does not sell his stock on time, expecting more profit, he could end up in a loss when stock prices drop due to various reasons. Profit booking is a difficult concept to understand since it is subjective in nature. If an investor, sells his stock too soon, he is at loss and if he sells it too late, he is again at loss. In day trading, it is important to set that target amount that feels safe and has reduced risk of losses
Discipline and patience
When you have a span of only one day, there is not much that can happen. In a day, there could be only one useful trade or there could be 10. This depends on various factors. Investors should not be too greedy and irrational while dealing with trading. A large amount of patience and discipline must be exercised when doing day trading. One must concentrate and wait patiently for results. Hasty decisions mostly result in losses.
Knowledge is power
The more one knows about something, the more that "something" becomes easy to handle and figure out. There are various tools available that help gain information about price movements volatility, price oscillators, resistance, daily volume, support levels, moving average convergence/divergence (MACD), CCI, and chart patterns. There exist online websites, software, web applications, books, videos etc that provide valuable information about day trading. Online classes are also available at reasonable rates.
Money is a very important thing for almost everybody. Nobody wants to make mistakes when they invest their hard earned money. Therefore, have a proper and efficient strategy is very important. Sound knowledge of how the entire system works is highly crucial for smart investing.
Today’s landscape will look completely different tomorrow. Customer expectations, data and analytics, mobile and social interaction, cloud services; it’s all changing how businesses think, work and communicate. Business environment is ever changing and ever evolving. Successful enterprises recognize the need to operate and evolve at a pace that’s just as demanding. They are turning to IBM Cloud Business Solutions to keep up.
IBM Cloud Business Solutions represents two important initiatives for IBM; its tremendous investment on research and development and production system for its cloud initiatives often called smart cloud. There are three main trends that IBM believe are driving the clients to cloud offerings more readily; Complexity, Volatility and Resource constraints. The world is growing far more complex. The types of solutions our clients need are more sophisticated than they were in the past.
Now, enterprises can quickly and economically test and scale new capabilities; bundled, pre-integrated and available as a service on the cloud. Just think, the speed and agility of the cloud customized to meet your unique requirements. Decision-makers can focus on identifying growth opportunities, generating new revenue streams and improving operational efficiency with lower barriers compared to traditional technology transformations; all while fostering greater agility, collaborations, efficiency and responsiveness.
Many cloud services can help you check some of those boxes, but tend to be one size fits all. The approach to complex requirements especially for larger enterprises still needs to be improved. IBM Cloud Business Solutions bridge the gap between traditional technology transformations and cloud. Excel training courses London will keep you up to date with new tools of the new technology.
Here’s how IBM Cloud Business Solutions are helping a home appliance manufacturer, retailer and medical supply business. First the manufacturer. Customers were paying a high price for service. Meanwhile fixing products under warranty was also costly. But with IBM Cloud Business Solutions the manufacturer can and analyze data from several sources. This helps enhance customer support processes, optimize product service intervals and personalize customer experiences.
Next the Retailer. To respond to a changing market environment it’s evolving its business model to focus on digital learning solutions for customers. The problem was moving quickly to build and scale a differentiated solution economically. IBM Cloud Business Solutions eliminated that roadblock. Together with IBM, the retailer now offers personalized solutions to its institutional clients and it has the agility to respond to market shifts; expanding business quickly to capture this emerging opportunity.
Then there’s the medical supply business. Recognizing its catalogue of products was vast and complex. The company wanted to make easier for the customers to find exact product specifications at the best price. Now it’s easy to analyze customers specific needs; pair them with product specifications and prices and make the best offer from the catalog. The payoff? Sales representatives can more effectively position their product portfolio to fit customer needs at a better price.
As the landscape continues to shift, it’s critical that your enterprise’s business and IT objective align. IBM Cloud Business Solutions ensure you innovate how you deliver value, operate on solid ground and can move with agility.
Modificado em por DiLabrien
Gaming. It begins at a very early age these days. How many early elementary kids are playing “Minecraft?” By the end of 2013, 33 million kids were playing.
Many of those kids are at least 4 years older now, are graduating high school or may be entering college. But their passions for gaming have not decreased. In fact, they are participating in lots of online competition and dream of either professional gaming or, even more ambitious, getting into game development.
Given the popularity of gaming, there will always be work in the gaming industry. For those who specifically want to move into development, there will be some skill training and some work ahead. Here are 8 tips for these passionate gaming development hopefuls.
Choose Your Focus
You have two choices (and a third, actually – more on that later) – the science of gaming (programming) or the art (design).
Designing: You do not need to learn programming languages. But you do need to understand the process by which games are developed. This will allow you to design the “art” side of games, knowing what a developer will need to do. And, if you are a solopreneur in the industry, then you will need to have that design in as much detail as possible before you speak with a developer.
Identify Your Limitations and Account for Them
If design is your focus, and you are great at creating scenes and music, you may not be so good at character development. If you are working for a company, the expertise will be there, and you will work as a team. If you are a freelancer, however, you will need to partner up with someone else.
If you are in the programming side, and you are struggling with some of the coding, you need to know where to get that help. Understanding your limitations and getting that help will demonstrate to an employer that you want to get things right the first time out, rather than having to debug after testers have pointed out the “fails.”
And if you have identified some design or programming skill gaps, get thyself into some gaming design coursework from a reputable institution – either off- or online.
Check Your Passion
Good game development requires passionate people who do not see what they do as real work. For them, it is fun. There are crazy long hours, lots of collaboration with others, disagreements, long discussions over Chinese takeout, creative problem-solving, and flexibility/compromises. Make certain that these are all things you will love, or you will develop resentment – never a good thing.
Check Out Options Other Than Development or Design
You may love gaming, and you may want to be a part of the industry. But you are not really into the art or science of it all. There are other opportunities within the industry. These include such positions as testing, marketing, or even doing voice-overs for characters or contributing the music.
Look for Internships
If you want to work for a company/studio, pursue internships. These are amazing learning experiences, even if you do not end up working for that specific company. Other gaming firms or groups will be far more interested in talking to you if you have an internship under your belt. Some internships are even remote, should you not live in close proximity, and many are actually paid.
If you are on the independent side, you may not like the idea of joining a studio as a regular employee. Studios need lots of expertise and, especially if they are small or in the startup phase, they cannot afford full-time employees. Once you have your skill set, check out job boards and niche publications – there will be many opportunities within your skill area.
If and when you take a gig, be certain that you craft a contract, if the firm/studio does not provide one. Any contract should sell out exactly what you are expected to do, how much you will be paid, and a guarantee that your contribution(s) may be used in your professional portfolio.
Be Careful About Pay Offers
There are lots of “poor” studios out there – people who are passionate about gaming and who have big dreams but no money. They are looking for “desperate” people who have their same passion who they can pay almost nothing. Sometimes they will offer you a small equity position or stock in the company or claim that your work will be a great portfolio addition. These things can be tempting, especially if you are hungry for work, but don’t sell yourself short and don’t work for nothing.
Getting Discouraged – It Comes with the Territory
Expect long dry spells. Of course, if they don’t come, great. But when they do, it is probably not because you lack skills. Competition can be tough, and there just may not be a “fit” between a studio’s need and your skillset.
When you hit dry spells or no nibbles from your job applications, take that time to design or develop on your own, to build up your portfolio, or take additional coursework to add to your skillset.
Find ways to network – attend workshops, conferences, and other meetings. Keep your LinkedIn profile up to date, and join groups on that platform. Participate in online forums and discussions; start a blog; develop some podcasts. There are just many things you can do to keep your name out there and to keep your passion intact.
And, if you have to eat, take an unrelated job. Eventually, you will find a position or “gig,” and you will “get your groove” back.
The gaming industry is exciting and fun. It is also evolving rapidly, as technology continues to improve gaming experiences for players. Keep abreast of these advances – you don’t want to become irrelevant.
Bluemix is a cloud platform powered by the world’s most popular open source project. Bluemix is here to help you efficiently develop applications in your way; simplifying how you build and manage them in the cloud. Bluemix let you choose your own programing language; work with your own architecture and make your own design choices.
IBM has changed the way applications are delivered. Making cloud more accessible than ever with Bluemix. IBM Bluemix is a cloud platform as a service developed by IBM. Bluemix allows you to easily extend and enrich the functionalities of your applications with services and API’s from both IBM and third parties that are based on the world’s most powerful open-source technologies to pair your applications.
Bluemix takes care of the infrastructure come with over 100 services to choose from ranging from Watson, IoT, Analytics, API creation management and integration; concerned about provisioning licensing and other time consuming issues. Bluemix’s immediately deployable technologies include push notifications, SQL and NoSQL Database, messaging, security and more. You can easily augment applications with Bluemix’s ground-breaking cognitive learning machine Watson as well as other leading AI services. These services come from both IBM and its community partners.
Bluemix is designed to accelerate innovation tapping into your current cloud environment and delivering more engaging solutions. Since the inception of Bluemix we have seen a huge market response from startups to enterprise corporate clients like SilverHook, Tangerine bank, Hertz car rental, IQ, Capgemini, Volvo, Honda, Citibank and many more.
Bluemix is designed with choice of deployment in mind; even the suit the most sensitive workloads. Bluemix Public allows the user to experience and tap into a world of services across Watson like mobile and IoT in our public cloud environment. IBM Blumix technology could be a leverage in Adwords scripts. Blumix dedicated offers superior combination of security and time to value in a cloud environment which feels like an extension of your own data center. For your very sensitive workloads for data compliance you can bring Bluemix behind your firewall with the markets first of its kind approach private cloud delivery.
Bluemix was designed with speed and ease in mind; it makes life easier for the developer and the entire development team. With Bluemix we provide teams of all sizes with a flexibility to scale computers at a very granular level, seamlessly collaborate in source code, share API’s and manage apps performance logs and costs through a single console.
Developing an application is easy, but deploying ab application is even easier. With Bluemix your application is deployed and running in productions within minutes.
Bluemix’s future-rich built to measure git repository makes everything; from production live coding to building to deploying your application as simple as a push command. You can quickly extend the capabilities of your app in any direction. A click of a button, a copy-paste of the credentials of your new service and you are back on track. And once you’re alive, Bluemix will handle scaling monitoring and logging. So you could spend more time on what you actually love doing.
This blog is going to review the best press release distribution services. Each site has its advantages and disadvantages, so reviewing each one is important. All of them will have the standard elements you would come to expect from a release site, including a list of syndication networks, submission sites, newsroom and FAQ.
Let’s take a look at some of the best sites for distribution. We will be looking at each site with a critical eye and careful scrutiny. General parameters will include pricing, transparency, guaranteed placements, user friendliness, navigation, and if there are any extra features like analytics to help follow a release once submitted.
Many of the sites will require a login to continue or access information. This is something the blog does not do as part of the review of each site. You will be responsible for creating accounts for yourself should you choose to use a particular site. It is a hope this blog will drive decisions on signing in and getting more information and thereby save you time, energy and most importantly, precious money.
Top on our list is NewswireNEXT.com. Although a new site, there are many reasons for us to rank this site as No. 1 press release distribution company. Not only it’s affordable ($199), it offers guaranteed maximum media pickup (500+ successful placements) with brand new features that other press release companies do not offer. We have personally tried and tested their services to promote our clients, and the results were quite remarkable. Based on our experience, below we have outlined some of the key features that truly make NewswireNEXT the best in its league.
- No Sign Up or Login required- It’s a simple website that is easy to browse and navigate. Everything has been clearly described, and they are quite transparent in terms of pricing, offerings and what they guarantee with each order. Moreover, there’s no need for you to register with the site or create an account. You can simply choose the package you want, and proceed to checkout.
- Free White Label Service- Unlike other PR sites that charge you an additional premium for white label press release distribution, NewswireNEXT does it for free. In other words, their distribution packages are white label by default. Best for businesses, resellers and PR agencies who do not want the name of distributor appear in press release, media outlets and report.
- TIER 1 Broadcast Networks (MSNBC and PBS)- They are indeed the only wire service that guarantees placement of your business news on top tier broadcast media sites like MSNBC and PBS with each order.
- Mobile Optimized Press Release (Google AMP, Apple News and FB Instant Articles)- When compared to traditional desktop users, the number of the consumers using tablets and smartphones to access internet has substantially increased. Hence, we can’t totally ignore the value of mobile optimized press release in today’s PR distribution strategy. Not only it gives you more exposure, it allows your news release to load faster on mobile devices. Unfortunately, most of the press release distribution sites have totally ignored the benefits of mobile platforms such as Google AMP, Facebook Instant Articles and Apple News, and refused to change with time. However, the good news is that NewswireNEXT publishes your press release in all the 3 abovementioned mobile formats, which can truly give you an edge over your competitors.
- Organic PR Outreach- When it comes to PR outreach, majority of the distribution services rely solely on NIE circuit, which is subscribed by millions of journalists. However, despite the huge number of subscribers, there’s a very little possibility of your press release being picked by a journalist, blogger or a contributor. Hence, in order to ensure that your news release is picked by the media, NewswireNEXT has gone a step further to implement a highly effective organic PR outreach strategy, which involves sending your news directly to a list of editors, journalists, bloggers and contributors from major business publications and niche industries. They guarantee publication of your story or mention of your business on at least 1 business publication/ niche blog. Example includes, The Huffington Post, Forbes, CNN, The Next Web, Seeking Alpha, Evan Carmichael, Tech.co, Realty Times, Buzzfeed and more.
- Fox, NBC, CBS, ABC, CW and TELEMUNDO Affiliates- Your press release is guaranteed syndicated to Fox, NBC, CBS, ABC, CW and Telemundo affiliate sites.
- Google News, Bing News, and Yahoo, Google, Bing Search Engines- The PR is indexed in top news aggregators like Google News and Bing News, along with search engines like Yahoo, Bing and Google.
- Financial Feeds, Newspapers and Industry News Sites- Syndicated to sites like Pittsburgh Post-Gazette, AZCentral, IndustryWeek, WND, Travel Weekly, Digital Journal, Miami Herald, Wall Street Select, IBTimes, Star Tribune and more.
- Regional USA and India News Sites- Syndicated to regional and local USA and Indian news sites like Alaska News Desk, Atlanta Chronicle News, Nebraska News Desk, Utah Headlines, New Jersey Headlines, South Carolina Magazine, Washington Magazine, South Dakota Chronicle, Texas News Headlines, New York Chronicle, Northern India Herald, Bangalore Samachar, Himachal Pradesh Newspaper, Southern India Reporter, Aurangabad Magazine, Mysore Newspaper, Gujarat Magazine, and Kerala Daily to name a few.
- Comprehensive and Transparent Reporting- Post distribution, they send you 3 comprehensive reports (Earned Media, Owned Media and Paid Media placement links) with 500+ live press release links.
Final Thoughts- Of all the sites reviewed in this post, this one is the absolute best for your press release submission needs. The cost is inexpensive relatively speaking versus the other sites covered in this blog. It is without reservation that this site be used for your press release submissions whether you are a small business or public corporation.
Next on our list is PRNewswire. Like most sites, this one requires an account, which is not a difficult task if you have noted the information mentioned previously. You will have to provide your business email, as an email account from a disposable service (Yahoo, Google, Hotmail, etc.) will not be accepted. This is a standard concept, because many sites require a login. The login is necessary because most of the sites charge fees on per release, monthly, quarterly or yearly basis.
The site itself has a very busy homepage with press releases visible on the first page. There does seem to be a good mix of release topics if you dig into the site. Small businesses are mentioned alongside larger companies, but finding the information takes time to make sense of what is there.
The site does not provide a price for submission services, and this is a serious drawback. You can fill out a form and ask for information. This can prove to be more trouble than it is worth in the long run. However, do keep in mind that they are quite expensive. They charge you a yearly membership fee, plus distribution charges. If you have $1000 to $2000 to spare, PRNewswire can get you a good coverage.
Final Thoughts: PRNewswire is ideal for publicly traded companies and bigger firms who want to make fast and accurate distribution of financial and material information. Overall, this is not an ideal site for small business entities, PR agencies and professionals. A small business with limited advertising income would be far better to search elsewhere for the best in press release distribution.
Immediately upon arriving at the site you are greeted with a friendly page with lots of information that is easy to read. The site lets you know why it is worth using for your press release submission.
Looking into the site, there is a comparison chart available for interested customers that outline your options for each release. If you need writing services, they offer this as well.
The landing page specifically mentions small businesses, ideal for anyone who is just starting or attempting to increase their online presence. There is no search function to search for releases.
Unlike many sites, this site does offer a complete list of site submission. Users can search by state and find an extensive list of submission locations. This includes newspapers and magazines – a real plus for targeted small businesses.
Sounds good? It really is. It is provided you can survive the sticker shock. A single press release starts at $299.00 and goes up to $499.00. This does not include a writer, although the site does offer writing services in addition to the release submission.
They promise great results, and it is simple to get results when you are assessed at such a price. There are no example releases on the homepage, but there is a list of locations your release will be submitted, including the big news agencies, Huffington Post and the like. This too is a good reason to strongly consider this site for release submission if nothing else. Most of these big media conglomerates like Huffington Post do not accept many submissions, and those that do have a substantial cost. $299.00 may sting, but the benefits may be worthwhile.
Final Thoughts: The site promises the moon, but it will cost you a ticket there. For $299 they guarantee placement of press release on at least 75 online PR media sites. Small to medium size businesses would do well to consider the cost versus the price for submission. Those who can’t afford PRNewswire can definitely go for eReleases.
Another site that requires you to login but does not show you prices, GlobeNewswire does list press releases on the first page. Unfortunately, there are only 10 releases posted per page. This is a real issue because there are several thousand pages of releases. You can search for releases, but at 10 results per page, it may be a while for you to see any good results.
The site does not mention costs and results. Locations for distribution are buried in the pages and looking for them takes time. Small businesses with tight budgets will not find any results that will be meaningful because of this. A lack of upfront pricing is also a detractor, as many small businesses have to count every cent.
Final Thoughts: A lack of pricing, buried sites and no comparisons are questionable. There is nothing on the site about helping to write press releases or writing services. This is okay for larger, more established businesses, but for a small company, it may pose somewhat of a problem if there is trouble with the release writing.
5). Business Wire
Owned by Warren Buffett, Business Wire promises to be as good as they come. You need to create an account to submit any releases, so this can be good or bad.
The website looks quite professional, and the huge amount of information available on the site is quite impressive. There are visible releases on the Home page, and visitors can access press releases by Date, Industry, Subject and Region. The site does offer distribution services and seem to have solid results with this element of the site. They even have a Service page, where you get an idea of the many options that are available to you.
In order to distribute press releases via Business Wire, you will have to first become its member. You can do so by downloading its membership form, fill it out, submit to your nearest bureau, and wait for their approval. This is a major strike against using this site, as there’s no guarantee that they will accept your application.
Without an account, it is difficult to gauge the efficacy of the site. It is safe to assume that there will be a charge for each press release submission, but there is not much information available regarding pricing. Although, they have several options and offer more depth of reach than any other newswire out there, they will additionally charge you for each add on or a feature.
Final Thoughts: Warren Buffett’s Business Wire is great for corporations, organizations and bigger firms, but not ideal for a small business or someone who is on a limited budget.
This site has real promise by only looking at the homepage. There is a full page of information, including a few press release examples. The site promises plenty of positives like analytics and white papers. The site is also partnered with NASDAQ, an excellent resource for anyone who is looking for solid business release contacts. There is no information on pricing or how to submit a release. In order to get this information, you will have to first register with the site and create an account.
Also, there is a lack of necessary information on results and average number of pickups, which is indeed a serious blow to small businesses and startups looking for guaranteed online PR media sites placements. There is also not a partial example of the release locations. Moreover, it is unknown how well the site works with resellers or other agencies which send on press releases via a third party.
Final Thoughts: Marketwired does not appear to have the necessary aspects, cost and follow up that would benefit a small business or anyone looking for affordable online press release submission. However, it is best for those who are looking for targeted distribution and care less about number of pickups.
Cision stands out from the rest because not only it owns PRNewswire and PRWeb, it is much more than just press releases. The site also includes case studies, something that can be closely tied to releases. There is no direct pricing on the site, as users must request information via a login and request form. However, if you can spare $6K to $12K on an annual single or double license subscription, then it’s the best public relations software one can ever use. The companies listed seem to run a full gambit and include many Canadian sites and businesses, making this perfect for resellers and anyone looking for international distribution.
The interface seems a bit more complicated than some of the other sites, as users will need to dig to find the appropriate channels for their release. The site has no mention of number of pickups, or if anyone actually picks it up and publishes it. This is a major drawback for many who expect publication on numerous online news and PR sites. Also, do not expect CISION to offer writing services or anything similar in nature.
Final Thoughts: Should you give this site a chance? It is a gamble. A high subscription fee and limited results seem to point away from this site. It may be wise to continue looking elsewhere, if you can’t afford it.
PRWeb is one of the oldest press release firms and is quite a popular site. You have to create an account in order to avail its services. Costs on the site runs from $99.00 to $369.00, with the increasing costs offering more and more benefits.
The site is fast and easy to navigate, and there are plenty of resources, including white pages, how to’s and marketing strategies targeting online only businesses – making this site ideal for a small business.
However, two drawbacks stick out. First, when compared to other wire services on similar price range, PRWeb offers lesser number of pickups. Second, they do not offer press release writing services.
Final Thoughts: Over the past few years, the popularity of PRWeb as an affordable newswire has dwindled. However, if you do not mind spending $99 for the placement of your news on handful of sites, including financial feeds, social media and PRWeb website, you can give it a go.
The Bottom Line
As you can see, there are plenty of websites you can use to submit your press releases to for maximum exposure for your business. This review of the best press release sites should help guide your decisions for your next release as well as how to maximize your advertising and press release dollars. Ultimately, the decision will rest on you and your business budget for press release submission services. Good luck to you and your small business.
Web development is not a one size fits all endeavor. Depending on your level of technical skill and the amount of time you have to dedicate, you can code a website entirely from scratch. You can also use a variety of tools, content management systems, and platforms to create a website without writing a single line of code.
27% of business owners maintain their own company websites. Another 39% keeps the task in house. As mentioned above, the approach each takes can vary widely. However, one thing that is universal are the 7 factors anyone developing a website must take into consideration. Keep reading to see what these are.
Define The Scope of The Design
It is extraordinarily important to manage scope in web development. If this doesn’t happen, web design projects can go on indefinitely as goalposts and definitions sway widely. Scope needs to be clearly defined at both the site and the page level.
At the site level, you must define what the purpose of the website is. For example, are you selling a product, offering a service, or communicating information? You will also need to identify a target audience.
At the page level, you must determine the function that each page will have. There should ideally be a one to one relationship between a web page and a function. Here are some examples:
Product Pages - To Provide Product Descriptions And Pricing Information
Contact Information - To Provide Visitors With All Information Needed to Contact Us
About Us - To Inform Visitors About Our Story And Mission
Landing Page - To Provide Further Information About a Specific Special Offer or Sale
The Structure of The Site Must be Mapped
Websites are full of links and buttons that lead to other places on the same site and then back again. If you attempt to develop a website without creating a map to define the structure of your site, the results can be disastrous. The best way to map the structure of a website is to create a simple outline.
You can start first with the home page. Define the information that will be contained on the home page. Next, define the pages that people will be able to access from the home page. If those pages have pages that will be accessible from those pages, add those to the outline as well.
Description of The Company
General Description of Products And Services
Invitation to Contact us, Explore Website And Make a Purchase
Profiles of The Team
Photographs of The Team
Depending on the size and complexity of your website, the structure outline could go several levels deep. By taking the time to do this, you will be better able to create a website that is easy to maintain and navigate.
Content Cannot be an Afterthought
Too many web developers spend all of their planning and design on technical elements, but fail to think about content until the end. Content development needs to be a part of the process. In fact, it should be written in parallel to the steps taken to develop the site. For example, when defining scope, that process should also define what content should be contained on each page.
When creating the structure outline, the information to be included on each page should be used to create a basic outline of the content as well. It’s also important to remember that content, how much room it takes up, and the way it is laid out will have an impact on the design of each page.
Mobile First Design is Now The Standard
The number of mobile users on the web not far exceeds the number of desktop users. A few years ago, when this was not the case, it made sense to develop websites for desktop users with mobile being an afterthought. Then, mobile friendly development began to make more sense.
Today, neither of those solutions work. Instead, the gold standard is simply mobile first design. Content layout is part of that, but it isn’t the only consideration. Site speed and performance is extremely important to mobile users. Ease of navigation and the ability to find information such as contact data are two more elements of mobile first design.
Your Website Must Have a Solid Infrastructure
How well will your website perform if thousands of customers place orders during a special sales event? Can you ensure customers that the data you collect from them is safe? If disaster strikes, how quickly can your website get back online? Is your eCommerce hosting solution going to work for you if the number of transactions you process in a year doubles or triples?
If The Website is E Commerce Security Compliance is Key
If you are going to process financial transactions through your website, it is extremely important to educate yourself on security compliance. You need to know which regulations apply to you, and the steps you need to take to comply. Research online payment solutions carefully before selecting one. While PCI DSS compliance is not mandatory within the United States, it is in many other countries. Consider taking a PCI self assessment to judge the security level of your website.
Testing Should Happen Continually During And After Development
Testing your website should be an ongoing process. Here are some things to consider when developing test plans, and considering which website testing tools to use.
Is the Site Functional Across Multiple Browsers
Is The Site Functional Across Multiple Devices
Does it Perform Acceptably
Can Users Unfamiliar With The Site Navigate it Easily
Do All of The Functions Work
It’s important to test throughout the development phase as it is possible for any change to have an unintended impact. After the site has been published, testing should continue in order to ensure that the site performs well under duress.
There are a variety of tools and techniques that can be employed when developing a website. However, the seven items mentioned here are universally relevant. Take them into consideration in order to build the most efficient, functional, and attractive website possible.
It’s intimidating. You are a solopreneur or a hiring manager for a small non-tech related company, and you have to hire a software developer. You know nothing about the profession, nothing about coding, nothing about the “going rates” or salary ranges. Your understanding of software is, “Show me what it can do, how it runs, and then I’ll use it.”
So, where do you begin? With this guide, perhaps. Here are the steps you might consider.
Identify Exactly What You Want the Developer to Do
Either you have an idea for a piece of software you want to take to market, or your company needs specific software developed for in-house purposes. Your initial job is to decide exactly what you want that software to do.
Is this a “one-shot” deal for a single piece of software, or is this a longer-term deal where a developer will be working for you on a regular or contract basis?
Do Some Basic Research
It’s not difficult to find any number of resource articles on software development, even in the niche related to what you want developed. You can get an idea of the programming languages that are most recommended and popular with developers. You don’t have to understand them – you just need to understand the programming languages you want your hire to know.
You research will also give you solid information on price/salary ranges – certainly a good thing to know.
Finding The Candidates
You have lots of options, so pick the ones that will work for you, perhaps those that have worked in the past. Remember, the process of recruitment and hiring is no different for software developer. It is the skills and expertise that will be unique.
Get help from a techie you know to construct a job posting/description that will include the skills you are looking for – hard and soft. Post the opening on tech job boards, on social media sites like LinkedIn and wherever else you usually do.
Use the services of a tech recruitment firm – this may be pricier, but the initial screening will be done for you
Use contacts that you know and trust. If you have a network of peers, they may be able to point you in the direction of sources for candidates or, if appropriate for your need, freelancers who are really good at what they do.
Software developers currently working for other businesses may not be actively looking, but if the right opportunity comes up, may want to make a change. This is why you want to post your opening on sources like LinkedIn and tech-related social media platforms.
Narrowing The List
This will be tough, but you can look for some very specific things in resumes or perhaps in initial phone or video interviews. Here’s a short checklist of sorts for that initial contact:
Have they contributed to open-source software?
What languages do they feel most comfortable with?
What is their past experience?
Do they have a portfolio and how can you access it?
Do they exhibit confidence in their own strengths and skills?
Have they worked solo and/or as members of a team?
So, now you are ready to interview the few candidates that have made your short list. What do you ask? Based upon surveys of both programmers and even Google hiring managers, here are questions you should and should not ask. You will find that many of them are questions you would ask any candidate.
This you will ask any candidate. Put a specific spin on this. Ask the candidate about his biggest disaster and how he worked through it. If the candidate is honest, she will be able to identify one and then describe how it was “fixed.” Any good programmer will have had disasters. You are looking for honesty and the work ethic to do what it takes to resolve issues.
Ask the candidate to describe his/her favorite project. As a prelude to this question, you want to inform him/her that you are not a techie. The goal here is to see if the candidate can explain the project so that you have a good understanding of what s/he did – in non-techie terms, that is.
Part of a developer’s skill must be in communication and must be the ability to communicate to those outside of the niche what a project is all about and how s/he will go about approaching a project. Even if you are hiring someone remotely, you will want to be a part of the development, and you will want continual conversation with the developer. Being able to communicate that progress to you in terms you can understand is vital.
Solo or Team Player
Depending on your needs, you need to know your candidates’ experience and their comfort level with how they will function for you. Hiring a freelance means that the developer is comfortable working alone but also communicating with members of your organization who will be impacted by that work. Hiring a employee means comfort with collaboration.
Is There Passion?
One of the ways to gauge this is to ask what development communities the candidate is active in. GitHub, for example. Developers who are really passionate spend non-work time communicating and collaborating with other developers.
When the candidate talks about his/her projects, do you sense excitement? You should.
This is where you may need to have someone with expertise take a look at the projects in a developer’s portfolio. As well, just as you do when you hire anyone, you will want to check references, whether from clients or former employers.
It is not a negative for a developer to have had a lot of past employers. This is a career that is in high demand, and they like to go where the challenges (and the money) are more attractive.
Things to Avoid
A lot of recruiters and hiring managers give developer candidates “puzzles” to solve. And non-techie interviewers often pull these from the web or are given them by other developers. Chances are the candidate has already seen them or something similar. They really are not a gauge of talent.
It’s also not a good idea to ask a developer where he sees himself in five years. If they are honest, they won’t actually know, so it is not a fruitful question. Good developers will go where the challenges fit their needs, so that is really the only answer that will make sense.
You really can make a good hire even if you don’t have expertise in technology. Follow this guide, get help when you know you need it, and make a good hire.
Download Instagram photos
Instagram is the best social media platform for those who are crazy about clicking photographs whether portraits or selfies, it doesn’t matter. And with recent updates like amazing filters, bookmark photos in collection, and uploading stories option, a big problem still persists. One can like photos they are browsing but still, they cannot download them. However, there are many options available online which solves this problem of yours. It doesn’t matter whether you are using Instagram on Android, iPhone, or on PC. There is a solution to this problem for every user.
Downloading Procedure for Android Users
Android Users can download a third-party app called 4K Stogram to download photos on Instagram. This app is a time-saver and can be legally downloaded from the Google Play store. It is very easy to use this app. Just download and install this app on your phone. Now, sign in the app using your Instagram account. Once that is done, the app will stream the photos. You can select the image or multiple images that you want to download and click on the save icon. A pop-up will appear which will ask for the location where you want to save the images. You can easily find the photos from the gallery of your phone. There are other apps available as well which can be used for downloading images such as- Photo saver for Instagram.
Downloading Procedure for iOS users
For iOS users, the best app to download photos on Instagram is ‘4K Stogram- a new way to view all your Instagram pics’. Just like its Android counterpart, this is also legally available in the app store and does not occupy much on the phone. Once the download and installation are done, just grant the permissions for the authorization it asks for and signs in with your user id and password. It functions in the same way and one can easily select the photos they want to download and save it to a desirable location on the phone. You can view these images in the gallery of your device.
Downloading Procedure on PC
While there are many users who use PC to use this social media platform, even they don’t have this option to download images. The procedure is slightly different for them, but still not at all complicated. To download images from your Instagram account on PC, you need to open Instaport on your web browser. Once this is done, click on Login to Instagram. After signing in, you will get the option of selecting the photographs you would like to download. Select the photos and choose a desirable location for saving your photos. The website will save your photos in the desirable location in .zip file format. The steps followed are quite easy and takes only a few minutes.
A word of Caution- Use only trusted apps
When it comes to handling data such as photos, it is crucial that you use only trusted apps which won’t use your data for personal gains. Once you login to these apps, your Instagram data is accessible to these apps that can use them as they want. So, it is better to use only those apps which are safe to use. It is always recommended not to give your personal information on too many platforms as there’s a high potential of your data being misused.
There are plenty of options for downloading the images from Instagram. Whether one is using Instagram from an Android, iOS, Windows, or PC, it doesn’t matter as long as there are these third-party platforms for your rescue. However, one should remain cautious as there are some serious concerns today with sharing your data online.
It is better to keep a copy of your images that you put on Instagram- both of the filtered and the unfiltered one. This can be done from the settings option available in the app. Tap on the settings option in the Instagram and tap the ‘save original photos’. This will save a copy of your image automatically before uploading. A copy of the filtered image will also appear on your album. This procedure is quite handy and much safer to use.
What is a 401(k) fund?
A 401(k) is a savings plan which is sanctioned on the retirement of any employee. Before the taxes are taken out, it functions to save and invest a portion of the paycheck. Until the money has been withdrawn from the account successfully, the taxes aren't paid.
A 401(k) plan governs a section of the tax code and is used as a supplement to pensions. Over the course of retirement, these pensions are paid out to the ex-employee by the employer. A government employee is also eligible for receiving a pension. The replacement of the 401(k) has taken place primarily due to the escalating cost of the pensions. Now, the pensioner can control their invested money from the 401(k). Most of the options offered, date funds, stocks, bonds, money market investments but the most popular of them are conversions of them into date funds or bonds and stocks or conversion into precious metals such as gold or silver. One can transfer or rollover from one IRA to another within a period of 12 months.
Primary Benefits of the 401(k) Plan
When a 401(k) plan has been introduced, it has accompanied along with it a number of benefits.
- Savings become automated.
- Options for various investment plans widen.
- The companies match.
- The increased ability to borrow from the account under circumstances.
- The growth is tax deferred.
Many plans offer a various way for investment in the account, in such a way we know that the investment choices are limited. These investment choices will include mutual funds, bonds, and stocks from the company due to which the investment options for the 401(k) diversify.
Many companies have stopped offering pensions to their ex-employees and have started to offer them with a company match in which the employee might have invested in, which serves as a huge perk for the employees. This, in turn, helps the company reach its matching funds faster and this is beneficial for the pensioner. This feature has made the factor of convenience devoid of hassles, as the employee would be able to access the account funds under many plans and circumstances. Considering these factors, one should also know that loans borrowed must be repaid back within 5 years of time and on leaving the loan of the 401(k) outstanding, there would be a limited time period for them to repay their loan.
401(k) Precious Metals Rollover
This method of conversion basically includes the rollover of a 401(k) account to a precious metal IRA account. When the employee works in a company which offers and sponsors the 401(k) account then it is unlikely of the employee to rollover funds into precious metals like gold or silver. However, the factor might vary from company to company depending upon their policies.
The 401(k) accounts and plans can be rolled over by a former employer and the rolling over the process to a gold or silver IRA account can be done over a short period of time. Basically, the after selecting a custodian for yourself, make sure to finish all the paperwork to finish the transfer of funds the old account to the new IRA account. Once all the necessary paperwork has been completed, the IRA custodian might ask you to shop various gold or silver dealers for the products you might want to purchase. Once the choice is done, the precious metal dealer will contact the IRA custodian for the payment. Next, both the IRA custodian and the precious metal’s dealer will determine shipment of the precious metals into a depository.
Before this action has been carried out, the 401(k) account holder must be sure to consider the issues of choosing the right custodian, choosing the right depository, the gold or silver products which needs to be purchased and the contributors which have been on-going. The gold or silver precious metals which are eligible for purchase carry premiums which a low and are liquid in comparison to other products.
Investing in Precious Metal Rollover
One might consider investing in a rollover of their 402(k) to a precious metal IRA account under various factors like:
Investors often invest in precious metals in order to ward off the drastic changes which take place in inflation period. We know that inflation is the sudden increase in the price of the goods and products reducing the demand of the purchasing class. On the onset of an inflation period, the returns on an investment might actually become lower than its normal returns. In the case of liquid cash, that is gold or silver, the value of the precious metals tend to remain more or less increased and hence can hence the increased prices can be hedged.
- Diversification of Portfolio
In today’s time, the investors look for various options and asset classes apart from stocks and bonds. In such a case, the gold or silver layer gives an extra diversification layer and correlates to the stock and bond exhibition adding to the portfolio diversification.
The use or investment of money on precious metals dates back to the historical period of the barter system in Mohenjo-Daro. This proves its reliability and has also been inherited as a store of value even in today’s time.
Unlike the paper counterparts, the value of the precious metals does not depreciate and hence prevents bankruptcy. This, in turn, provides a peace of mind as the history being witness to the value of precious metals and their reliability, brings about a comfort in the investment.
Considering these guidelines, the rollover of a 401(k) to a precious metals IRA account holder has been introduced with the basic guidelines for the execution. However, if the account belongs to a previous account holder, one must always consult a tax professional regarding these issues. In order to encounter smooth operation, one must follow the guidelines which have been pointed out.
What is Auto Glass?
Auto Glass is a refers to automobile glass or Car glass which includes windscreens, side and rear windows, and glass panel roofs on a vehicle. Auto glass is generally made of laminated safety glass, a type of treated glass, which consists of two curved sheets of glass with a plastic layer laminated between them for safety, and are bonded into the window frame.
Why is it used?
Normal glass if hit by a projectile can shatter into sharp shards which can harm the people inside as well as around. This is prevented from happening by using laminated safety glass which when shattered the pieces of glass stick together and tend to stays intact, thus preventing the shards of glass from scattering. Apart that it is a shield from the wind, and protects from debris such as dust, insects, and rocks, and also acts as an aerodynamic window at the front. The majority of car glass is held in place by glass run channels, which also serve to contain any fragments of glass if the glass breaks.
How does it get damaged?
Road projectiles such as rocks, debris and accidents are a few causes of damage in the glass and cause a chip or crack in the auto glass.
Should the glass be repaired or replaced?
Windshields that cannot be repaired have to be replaced. Replacement of a windshield typically takes less than an hour. To ensure the vehicle is safe to drive, time values called the Safe Drive Away Time have been established. Windshields which have been replaced must cure or bond sufficiently until they are able to withstand the forces of a crash.
The US National Windshield Repair Association states that depending on four factors: the size, type, depth, and location of the damage we can determine whether the windshield can be repaired or not:
- Cracks up to 6.1 cm (2.4 in) are within permissible limits for repair anything more severe than that needs to be replaced. The exact value changes depending on the local laws.
- If the damage goes to the edge of the window the structural integrity of the windshield is compromised and it needs to be replaced.
- Minor Circular holes, straight cracks, crack chips, dings, pits, and star-shaped breaks etc can be repaired without removing the glass, eliminating the risk of leaking or bonding problems sometimes associated with replacement.
Some other types of damages that are very difficult to repair, or cannot be repair are as follows:
- On the inside of the windshield
- excessive damage on both layers of glass
- damage over rain sensor or internal radio antenna
- complex multiple cracks
- contaminated cracks
- very long cracks (i.e. over 18–24 inches long)
- edge cracks
How is the repair done?
In cracked windshield repair, air is removed from the damaged area on the windshield with a specified vacuum injection pump. Then using an injection pump, clear adhesive resin is injected to replace the air in the windshield crack. The resin is then cured with an ultraviolet light. When done properly, the damaged area’s strength is restored, as is 90–95% of the clarity. If proper time for curing is not given the passenger of the vehicle is not optimally protected in case of a crash or damage occurring to the glass.
With the invention of quick cure adhesives, mobile windshield replacements have become more prevalent. Often the temperature and humidity cannot be controlled for mobile installations this can increase the time needed for a sufficiently safe bond to form. A controlled environment always ensures the performance and safety of the windshield installation. If not properly cured, the adhesive bond could fail during a crash, allowing occupants to be injured, ejected, or causing other harm. Because of the variables and difficulties involved in mobile windshield replacement, many vehicle manufacturers do not recommend this method of installation.
Why Auto Glass Houston?
Auto Glass Houston understands the need for safety of vehicle owners and caution them not to drive with a broken glass. With locations all around Houston, the company is available 24/7 to repair or replace glass in store. They bring their services to the customers with their mobile services.
Auto Glass Houston also only employs technicians certified by National Glass Association, is the preferred provider with most insurance companies and uses OEM quality auto glass and materials.
Doing business on the go has become the new norm. So does dealing with all sorts of financial transactions through your trusted smart phone or device. From purchasing stocks, making wire transfers and quick personal deposits - mobile finances has exploded in popularity the past few years
The industry keeps growing. Over 1.75 billion users are expected to conduct banking operations through mobile devices by the end of 2019. With this explosive growth what are the benefits for financial enterprises? As more of banking moves into the digital realm, the less money financial institutions have to invest into brick and mortar locations, as well as all of the personnel that goes along with that. When technology can perform all of the functions of a bank teller, and when all of those functions can be safely and easily accomplished by a user app, everyone wins.
But there’s some bad news as well - not all of those users are particularly happy with the kind of user experience they are currently having with their mobile banking. According to the latest J.D. Powers survey only 32% of bank customers say they trust mobile banking and most respondents indicated that they are not “fully satisfied” with the current app proposed by your bank.
The bottom line is this - while financial app development definitely is a promising sector, product owners should specifically focus on building a user-friendly, secure and personalized product rather than deploying just “some app” to stay in trend.
Building That App – Key Elements to Consider
There are several steps in the process of creating a financial app that users will find friendly, safe, and easy to use. If you can accomplish these three things, you will keep customers and your costs down. Consider the following critical pieces.
Know Your Customer
Just who is our mobile consumer? Most would say it is the millennial and younger generations. And they would be mostly correct.
But here’s the thing: Gen X’ers and even 45% of Baby Boomers are using online banking too. And people are interacting with their banks far more frequently than they used to. It’s now so easy to check a balance, transfer funds, and pay bills, if, and this is a BIG if, the app is well done. If not, customers will be lost.
So, what are the biggest objections/frustrations of our potential app users? You have to find this out before you can begin to build or remodel an app.
Here is what consumers are saying about their current banks’ mobile apps:
The other critical information you need to get from your customers is what exactly do they want to be able to do on your app. You can use data analytics to track customer behavior or you can ask. But, in general, here is what most consumers do on their financial apps:
List the Elements You Will Include
Don’t just make a simple list. Create a scenario for each element. How do you want the customer to go through the process involved?
Once you have all of this, you are ready to look at developers, if you don’t have the in-house expertise. Seasoned financial app developers can take what you want and recommend the best technology stack for your needs.
And speaking of financial app developers, be selective as you search for the best one. They should be willing to show you case studies and put you in touch with clients for reference.
Security – It’s the Most Critical Challenge
You already have security measures in place if you offer online banking through your website. Translating those to a mobile app means the following:
Make sure your developer understands your security policies
Application servers must be carefully configured, so that phishing is avoided
Use the most current digital signature technology – you want everything secure and yet easy for the user
Utilize encryption for all user stored data.
Have a password strength checker – never allow your customers to use simply and easily-hacked passwords.
Be firm with your customers on how they are to behave when using your app. They must password-protect their phones; they should never store their passwords with you; they must logout when finished; they must install app updates. They have to do their part to protect their information too.
Keep it Simple
You know the features your customers want. Limit activities to those features only. If the majority of your customers pay bills on the app, then focus the application around that feature. Don’t waste time building features, such as applying for loans, that are hardly used by your clients.
As the app matures continue adding features in a methodical and customer centric way.
Sleek Design and UX
Here are the things to think about:
Only a couple of steps to get to functions - reduce the number of clicks.
Users love notifications - make sure you offer that to them.
Analyze & track the features most frequently used, and focus the user interface on those functions.Test, Test, Test
While security is important, make sure you have a fully refined QA process in place to reduce any problems with the software.
And don’t forget user testing – you’ll get great feedback.
Plan for Diverse Devices
Make sure you app works well across all devices and screen sizes. There are a number of services that offer online emulators for you to test your applications - make use of that.
Consider adding a mobile analytics piece in your application to track detailed information about usage, and better visibility into any problems your customers might be facing.
Cost – It’s Not Your Primary Concern
When looking for a developer for your application, cost should not be your only concern. Financial applications are complicated and require experienced developers who understand the intricacies of the industry, security and functionality. Don’t just go after the lowest priced developer.
Building a financial app will be key to retaining your customers. If even Baby Boomers are using them, the proverbial “handwriting is on the wall.” Take these eight “criticals” and find the right developer now.
The Samsung Galaxy S8 Plus in the recent times is being considered as the phone next door. The remarkably designed phone has been with a nearly bezel less screen which is maximized by the infinite display and a reasonable dimension for a big phone. The display has been enhanced with a water resistant stellar IP68 rating. Samsung has been immaculate once again to present to the users with a borderless and gently curved screen or what they call “Infinite Display”. The dimensions of the phone are 159.5mm x 73.4mm x 8.1mm and weighs 173g. Everything about the design of the Samsung phone indicates towards an amazing star gadget. The phone has been provided with an AMOLED Display screen and that does a really good job in appealing the enthusiasts. The screen has been modified to a ratio from 16:9 to 18.5:9.
As this sounds great, some of the recent phones have also started to include this advantage to their display designs. The resolution of the screen comes as 2960 x 1440 pixels, hence making the user interface a bedazzled experience while watching movies, sports etc. After a detailed discussion about its magnificent display, the hardware also needs to be discussed. The processor of the Samsung Galaxy S8 is extremely responsive and will run pretty fast irrespective of the processor – be it Snapdragon 835 or Exynos 8895 (depending upon the region).
The battery life of a 3500 Li-ion nonremovable battery is considerably more due to the efficient execution of the processor which prevents lagging. The phone comes with storage of 4GB RAM and internal storage of 64BG which can be expandable up to 256GB via the microSD card. The CPU runs on a 4x2.35 GHz Kryo and 4x1.9GHz Kryo with a GPU of Adreno 540.
Human Centred Technology Improves Performance
- The phone offers with a sleek and attractive design which offers with 6.2 inch bezel less AMOLED display screen with a resolution of 2960 x 1440 pixels which comes equivalent to an HDR TV.
- The phone has been manufactured with a Snapdragon 835 or Exynos 8895 (depending upon the region) regardless of which it will run faster and smoother with an extremely responsive user interface.
- The CPU runs on a 4x2.35 GHz Kryo and 4x1.9GHz Kryo with a GPU of Adreno 540. The phone comes with a 4GB RAM and an internal memory of 64GB which is expandable up to 256GB via a microSD card.
- The user interface of the Samsung Galaxy S8 has been optimized with new settings as additional features like it always on feature- which shows notifications and the date and time even when the phone is asleep.
- The user interface can be customised by changing the theme which lacks the Bixby functionality with voice.
- The camera of the phone comes with a superb 12 megapixel camera sensor with a f/1.7 aperture teamed with dual pixels. Since the software and the sensor have been upgraded, the phone takes way better pictures than its predecessor. The multi frame shots taken every time the shutter is clicked upon, takes 3 shots at a time. The dual pixel autofocus is extremely fast and also has an effective stabilization mode. The camera is adaptable to both well-lit and less lit areas and still takes great photos. Selfie camera comes with an 8 megapixel which also has an aperture of f/1.7.
- The phone has an advantage of being water resistant and the user interface uses a haptic technology which also detects accidental touches.
- The battery comes with a 3500mAh battery which powers a 6.2 inch phone effectively. Since the software and the processor of the phone works immaculately, the battery life is a more and charges into a full battery within 1.5 hours.
Samsung Galaxy S8 Plus- The head turning facts
- Attractive Display Screen. The display screen has taken their slogan seriously “the next best thing” and has taken it to another level. The appearance and the resolution of the phone are stunning.
- Responsive and Extremely Fast. The processor teamed with the OS makes the phone run fast and also responsive to actions easily. It tends to work efficiently and has a huge impact on the battery life.
- Great Camera. The camera comes in a superb form of 12 mega pixel on the primary front with an aperture of f/1.7. The camera is said to take multiple frame shots, 3 shots per shutter press. The front camera offers the users with a vivid picture taking 8 megapixel cameras.
Great overall performance.
100% Efficiency Is A Myth
Bixby Feature. Bixby feature basically is a theme store which enables a voice assistant as well a vision analyser. At present the Bixby Voice Assistant is unavailable. The application also has some glitches due to which it might not work properly sometimes. The position of the fingerprint scanner is located in a bad position.
The features and functionalities of the Samsung Galaxy S8 Plus is not only mind blowing but also keep by its slogan. It takes the display and hardware to a next level with almost zero complaints. Other than the Bixby feature which might slow down the system, there isn’t any other phone which can compete against this marvellous sleek monster!