How customers use it

  • Criminals are turning ATMs into fraud accomplices

    Criminals are turning ATMs into fraud accomplices

    Problem

    There is a data breach in which card numbers of payment cards and PINs are stolen from payment processors or merchants, resulting in substantial fraud losses.

    Solution

    IBM Safer Payments helps protect card issuers by monitoring all authorization requests from payment transactions in real-time. If it detects a transaction is part of a fraud scheme, it will decline the transaction before it is completed.

  • Immediate payment processing increases risk

    Immediate payment processing increases risk

    Problem

    The drive to immediate payment processing increase risk of wire, online and mobile fraud.

    Solution

    Profiling all channels and entities identifies and differentiates between suspicious and normal behavior, to ensure the proper transaction goes through in a timely manner.

Technical details

Software requirements

There are no software requirements for IBM Safer Payments.

    Hardware requirements

    A Linux or Intel server. Recommend three servers for triple redundancy.

      Technical specifications

      To deliver performance of this magnitude, IBM Safer Payments utilizes massive parallel computing—critical computations scale linearly with the number of CPU cores available. IBM Safer Payments is written in C/C++, the programming language of choice for any application requiring massive performance.

        See a complete list of technical specifications