Transform your payments with IBM
The IBM Payments Center offers Payments-as-a-Service (PAYaaS)
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Payments modernization

Financial institutions and businesses are looking to modernize their payments platforms and capabilities to reduce their infrastructure costs. The IBM Payments Center® delivers the latest cognitive and AI technologies to drive efficiency and value in payments services.

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Get started quickly with a client briefing or ask a question to one of our IBM Consulting payment experts.

IPC platform
Payments-as-a-Service The IPC Payments-as-a-Service uses open, standards-based technologies to deliver managed payment and cash management services using APIs based on ISO 20022. The solution offers a robust cognitive payments platform architecture and end-to-end payments services delivered through the cloud, empowering businesses to pull services from another bank or a trusted third party into their own payments platform. The IBM Payments Ecosystem Vision
Geographic reach
IBM Payments Center Global Ecosystem Network The IBM Payments Center® connects geographic ecosystems for a world-wide system of partners and service providers. The formation of a global network of ecosystems allows for global cooperation while preserving subsequent systems. IBM Payments Center Global Ecosystem Network
Solutions IBM and SWIFT for global financial messages

The IBM Service Bureau for SWIFT provides the flexibility to adopt new services without the burden of keeping up with changing network and regulatory requirements. This flexibility offers opportunities to rapidly innovate and stay competitive as market demands evolve.

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A developer's approach to payment innovation

The IBM Payments Center provides developers with a secure sandbox to experiment with payments service development, innovation and collaboration. The sandbox helps developers in test environments to drive faster development and enable rapid consumption of capabilities.

Why IBM Cloud for Financial Services matters

The IBM Payments Center is delivered on IBM Cloud® for Financial Services™ and designed to address financial institutions’ requirements for regulatory compliance, security and resiliency. These services can help manage the growing cloud risks with security and compliance.

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The shifting world of payments

Adopting to changes with existing payment types or integrating with new ones requires new thinking with payments design and infrastructure. Can your current systems meet the future demands and requirements for the shifting world of payments?

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A cognitive platform connecting all the ecosystems players

The IBM Payments Center is connected to the evolving payments ecosystem, allowing for collaboration and innovation in new ways using new tools. Partnering across the ecosystem provides opportunities to jointly strategize and creatively address payments requirements and solutions.

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The value of outsourcing payment processing

Outsourcing to the IBM Payments Center allows for enterprises to potentially reduce the high capital and operational costs associated with payment systems development and processing. Since the IPC shares the cost of commoditized payments services with other participants, it benefits the entire ecosystem.

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Next steps

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