Transform your payments with IBM
The IBM Payments Center offers Payments-as-a-Service (PAYaaS)
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Payments modernization

Financial institutions and businesses are looking to modernize their payments platforms and payment solution capabilities to reduce infrastructure costs, enhance operational efficiency and provide their customers a more superior payments experience. IBM Payments Center® delivers the latest cognitive and AI technologies to help digital payments providers drive efficiency and value in their payments services.

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Solutions IBM and SWIFT for global financial messages

The IBM Service Bureau for Swift provides the flexibility to adopt new services without the burden of keeping up with changing network and regulatory requirements. This flexibility offers opportunities to rapidly innovate and stay competitive as market demands evolve.

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A developer's approach to payment innovation

The IBM Payments Center provides developers with a secure sandbox to experiment with payments service development, innovation and collaboration. The sandbox helps developers in test environments to drive faster development and enable rapid consumption of capabilities.

Why IBM Cloud for Financial Services matters

The IBM Payments Center is delivered on IBM Cloud® for Financial Services™. It is designed to address the requirements of financial institutions for regulatory compliance, security and resiliency. These services can help manage the growing cloud risks with security and compliance.

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The shifting world of payments

Adopting to changes with existing payment types and payment options or integrating with new ones requires new thinking with payments design and infrastructure. In this modern world, even small businesses are now using a smart way to streamline their payments systems, enhancing customer experiences and putting their businesses ahead with payment options that include credit card, debit card auto debit and e-wallets or digital wallets, such as Paypal, Apple Pay and Google Pay. With these payment options, customers can now choose to pay in-store or online. Even in-person payments can now be done using these types of payment options.

Can your current systems meet the future demands and requirements for the shifting world of payments?

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A cognitive platform connecting all the ecosystems players

The IBM Payments Center is connected to the evolving payments ecosystem, giving way to new collaboration and innovation techniques using new tools. Partnering across the ecosystem provides opportunities to jointly strategize and creatively address payments requirements and solutions.

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The value of outsourcing payment processing

Outsourcing to the IBM Payments Center allows enterprises to potentially reduce the high capital and operational costs associated with payment systems development and processing. Since the IPC shares the cost of commoditized payments services with other participants, it benefits the entire ecosystem.

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