Building trust in a digital world
Insurance company offers fast, reliable online services
Man using smart phone

In the insurance business, trust is paramount. For an insurance company like Anadolu Anonim Türk Sigorta Şirketi (Anadolu Sigorta) to be successful, it must earn and maintain its customers’ trust, particularly in difficult circumstances.

For years, local insurance agents helped insurers build trust by developing relationships with their customers. Though those relationships are still critical, today’s customers are much more likely to open a mobile app than they are to telephone their local agents when they need to make a claim. That means that today’s insurance companies must develop digital networks that are exceedingly fast and reliable.

Minimal processing time

 

Time to process virtually any automotive claim is  10–12 seconds

Millions of users

 

Number of banking-integrated app users is 10 million

IBM offers a wide range of good products to enterprise clients and knows how to work with them. Perhaps most importantly, IBM is always responsive to our demands. Put simply, we trust IBM. Mehmet Abacı Chief Information Officer Anadolu Anonim Türk Sigorta Şirketi

Ensuring that customers can trust Anadolu Sigorta’s various touchpoints to provide accurate information in a timely manner is a job that falls to Mehmet Abacı, Anadolu Sigorta’s Chief Information Officer. For him, there was only one company that could provide the level of continuity he required.

He explains: “IBM offers a wide range of good products to enterprise clients and knows how to work with them. Perhaps most importantly, IBM is always responsive to our demands. Put simply, we trust IBM.”

A complex business network

Anadolu Sigorta is Turkey’s oldest insurance company. It offers a wide variety of insurance products, including vehicle, homeowners, travel, health and more. In the 95 years since its inception, Anadolu Sigorta’s network has grown to include a wide variety of business relationships.

For example, Anadolu Sigorta has a partnership with Isbank, which operates approximately 1,300 branches. There are also approximately 2,500 Anadolu Sigorta agencies, 800 of which are large enough to merit their own CRM solutions. And Anadolu Sigorta’s products are listed with several insurance aggregators, which offer potential customers an easy way to compare insurers.

Anadolu Sigorta chose IBM Cloud Pak® for Integration on the Red Hat® OpenShift® platform to help integrate all of these business-critical systems. The solution also features the IBM API Connect® platform and the IBM® DataPower® Gateway appliance. Together, these products help ensure that Anadolu Sigorta’s integrations are secure, flexible and highly available—all key components in a trustworthy system. The IBM Event Streams service rounds out the solution, helping ensure that Anadolu Sigorta and its partners can respond to events as they happen.

The solution doesn’t just build trust among Anadolu Sigorta’s customers—it also helps solidify partner relationships by simplifying the process of integrating applications. Ismail Özeren, Chief Architect at Anadolu Sigorta, explains: “In the past, we had to email them, write them, send them sample code and talk to them on the phone. The process now is simple: we just send the developer a username and password. They can see all of the documentation and try the services themselves online.”

The elegance of these integrations shows itself in many different areas of Anadolu Sigorta’s business. For example, when a health insurance customer walks into a network hospital, the system at the front desk is integrated directly into Anadolu Sigorta’s system. The policyholder’s visit is automatically approved without any need to log in to Anadolu Sigorta’s system.

Vehicle policyholders, too, can enjoy this type of experience with Anadolu Sigorta. When a customer wants to buy a new policy or make a change to an existing policy, Anadolu Sigorta’s app can process that request in 10–12 seconds.

Anadolu Sigorta also offers customers an app that allows them to photograph receipts for products or services that their policies cover. The system then automatically processes the receipt, and in many cases deposits refunded money directly into the customer’s bank account.

IBM is our most trusted partner. They are helping us in every area. Trust is very critical for me and for Anadolu Sigorta. We trust IBM because they are always with us. If we don’t sleep, they don’t sleep. Mehmet Abacı Chief Information Officer Anadolu Anonim Türk Sigorta Şirketi
The next phase

With its IBM Cloud Pak for Integration solution in full production, Anadolu Sigorta is eager to start using AI to further improve its business processes. Explains Abacı, “Converting data to information is critical for us, and we want to use AI to offer better services and improve the customer experience.” A trial run with IBM Watson® products helped solidify Anadolu Sigorta’s commitment to AI and machine learning, and the organization is exploring ways to use IBM Watson technology in future endeavors.

“We are investing a great deal in our online channel and digitalization. IBM is our most trusted partner,” says Abacı. “They are helping us in every area. Trust is very critical for me and for Anadolu Sigorta. We trust IBM because they are always with us. If we don’t sleep, they don’t sleep.”

About Anadolu Anonim Türk Sigorta Şirketi logo
About Anadolu Anonim Türk Sigorta Şirketi

Established in 1925 by the instruction of Turkey’s founding father, Mustafa Kemal Atatürk, Anadolu Sigorta (link resides outside of ibm.com) is Turkey’s oldest insurance company. It offers insurance products for vehicles, housing, health, travel, workplace, boat and transport, among others. Anadolu Sigorta has approximately 2,500 agents across Turkey. In 2019, its total assets exceeded TRY 9.7 billion.

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