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IBM Payments Vision

Financial institutions are under pressure to upgrade or replace their existing Payments infrastructure in support of their Payments modernization roadmap. 

IBM has created a fabric where Payments ecosystem members can easily, quickly and economically collaborate and consume payments services from banks, other FIs, FinTechs, or IBM.

Benefits of Partnering with IBM


Modernize Payments Capabilities: Allows organizations to comply with regulatory requirements, and minimize risk.

Grow Revenues: Leverages cross-industry cognitive Payments value-add services. Allowing for a greater focus on projects driving growth, rather than costly infrastructure investments.

Gain Agility: Collaborate with other ecosystem members and IBM to offer new Payments products & overlay services quickly to your customers.

Reduce Payments TCO: Share commoditized Payments services with other members, or leverage IBM’s Payments-as-a-Service platform.

Key Features

  • Cognitive Payments platform for all Payments needs
  • Offered on the secure IBM Cloud
  • Easy batch or Real time API integration
  • Value-added Services
  • Managed Payments technology and business service
  • Resilient, Flexible and Scalable

Expertus, an IBM Company

The recent acquisition of Expertus Technologies, Inc. , a Montreal-based fintech company, strengthens IBM’s portfolio as an end-to-end digital payments solution provider and further advances IBM’s hybrid cloud and AI strategy.

Together with Expertus, IBM provides financial institutions with the full breadth of intelligent workflows embedded with AI, transforming payments and treasury management on the cloud. Additionally, it complements the deep industry expertise, security and resiliency available through IBM Cloud for Financial Services™.

With a deep global pool of Payments experts, IBM Payments Center can help you drive your Payments modernization initiative.