Cognitive Payments platform for all Payments needs
Low/High Value Payments and Real-Time Payments, multiple payment standards, Multiple roles, Corporate Services, Liquidity and Cash management, Real Time Gross Settlement (RGTS), multiple Same Day Settlements, and traditional settlement models.
Offered on the secure IBM Cloud
Trusted and secure IBM Cloud for the enterprise. Built from the ground up with security in mind. Compliant with key industry security standards and regulatory demands. Data security and privacy through full-stack IBM Cloud security services, including Identity & Access management, Tokenization and Encryption.
Easy batch or Real time API integration
Bulk file integration handles both industry standards and proprietary payment file formats. Real-time integration through ISO20022 based API services. Standard integrations with channel, back-end systems and external parties for origination, processing and exchange. Open integration enables sharing payments services with FinTech or other payments ecosystem partners.
Real time fraud prevention using machine learning. Analytics and business insights for value-added services. Integration with Blockchain enabled payments services. Data management services for archiving, real-time operations monitoring and reporting. Business process automation to optimize Payments operations and costs. Common set of rules for regulatory compliance and risk management across multiple payment channels.
Managed Payments technology and business service
Payments integration services using agile and progressive modernization delivery approach. Managed Payments application support and business operations services. Payments Advisory services by Canadian and Global Payments Modernization experts, supported by a large global pool of Payments professionals.
Resilient, Flexible and Scalable
This reliable, secure, high performance platform handles the toughest of non-functional requirements EG. 24x7x365 with zero downtime. And flexibility to combine pre-built functionality with a build-your-own approach option as well as integrated Cognitive Artificial Intelligence capabilities for insights and intelligence to better manage Payments services.