APIs

Thinking in cloud microservices – Reshaping how firms architect risk and investment management

One of the privileges of the innovation team is that we get to evangelize concepts that are poised to reshape how our business will function. For the last year or two, we’ve been encouraging and enabling our organization to “think in microservices”. While fundamentally an architectural paradigm, technology designed as microservices has the potential to […]

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Driving innovation in risk management: Financial risk APIs designed and engineered for the cloud

Today, most banks and other financial institutions use the internet as one of the primary ways of interacting with customers. For example, online banking and customer portals allow clients to access services without visiting a physical location or even talking to a person. While other industries are moving beyond the use of the internet as […]

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How Open Banking will blow core systems out of the water

Banks operating on legacy architecture will find it increasingly difficult to compete in an API-driven business environment, says Hans Tesselaar, executive director at BIAN. There are three key acronyms that have topped the agenda in banking technology discussions in recent years – APIs, PSD2 (Payment Services Directive II) and DLT (Distributed Ledger Technology). Although DLT […]

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Building, operating and monetizing financial services apps on the IBM Cloud

As the financial services industry continues to be disrupted by smaller, agile fintech startups, long-established financial institutions are looking for ways to keep pace. One approach to accomplish this is to build, deploy and even monetize next-generation apps on the IBM Cloud. An example of how this is happening is to look to research company […]

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