Security

Transforming payments and creating new value chains with open banking

Open banking at its core is about empowering the end customers as the owners of their data and enabling organizations to work together — through APIs — creating new value chains to produce better products and services. It is that simple. The old way of delivering traditional banking and financial services to customers is not […]

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The secure digital platform for financial services innovation

Savvy leaders in the banking and financial services sector are already seeking a meaningful competitive edge that will position their organization for the future. Developing a substantive advantage will very likely focus on the execution of a compelling digital transformation agenda. The IBM Institute for Business Value (IBV) has uncovered key trends that defines this rapidly […]

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IBM banking solutions help you create a superior customer experience, build agile core banking systems, offer innovative payment services and optimize enterprise risk management.


Engage with IBM at Money 20/20

Join IBM at one of the largest conferences focused on the intersection of innovations in payments, mobile, commerce and financial technology. It’s an exciting time in our industry and we can’t wait to explore with you all of the revolutionary stories we’ve experienced since last year at Money20/20!


Engage with IBM at Sibos

As the pace of change accelerates across the financial ecosystem, IBM has both the platforms and people to help you address the complexities of today’s competitive landscape.


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What the technology, process and people of a future-ready bank look like

“Your architecture is how you build trust with your customers.”  This quote from IBM Senior Vice President of Industry Platforms, Bridget van Kralingen, speaking at the Reinventing Financial Services event, captures what the day was about. On May 22, about 100 C-level executives from leading financial services institutions joined us for an all-day conference about […]

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Three success factors in security operations

There are five trends that all industries are facing, but I’d argue no industry is feeling them more acutely than financial services: Shareholders increasingly demand higher margins, as customers increasingly expect more personal and convenient experiences. Digitization of Society is accelerating, with specific stress to financial services where new capabilities with new competitors will force […]

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Backing the right horse: Factors for success in transformation investments

When it comes to digital transformation, how do you manage investments to accelerate results? For banks, the three elements for transformation success are: Security Culture Enterprise integration In this episode of the Boardroom Advisory Series, we discuss the importance of each of these three elements. Here’s the preview: Security For the first element, security is a paramount. As […]

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Why cloud? Why now? Because your customers won’t wait

In real estate, the three most important words are “location, location, location.” In banking, the three most important words might be “speed, speed, speed.” In banking and in financial services generally, we’re seeing new technologies emerge every day, in both customer-facing and operational capabilities. And we’re seeing banks move processes and services to the cloud […]

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Instant payments more mainstream than ever, but at what cost?

It’s no secret that mobile banking and cashless payments have become engrained in everyday life. We’re now routinely accessing our bank accounts, making deposits, checking balances and paying friends and family using our mobile devices. In fact, the World Payments Report 2017 study from consulting firm Capgemini and BNP Paribas states that digital payments worldwide […]

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Putting theory into practice: How banks have made Cognitive real

When it comes to adopting technologies, financial institutions have long been the investment leaders, putting new solutions to practical use, starting more than fifty years ago with the advent of the IBM mainframe. The mainframe quickly became a foundational technology for global financial institutions at a time when everything was done manually: core claims processing […]

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How financial institutions can get started with AI today

If 2016 was the year artificial intelligence (AI) became a buzzword for the financial services industry (among many others), then 2017 has been more a year of introspection. There’s a growing awareness on the state and application of AI within the industry. AI is not yet a magic switch, particularly for financial institutions (FIs) where […]

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Confidence in payments

For banking customers, confidence comes from knowing that their payment was completed instantly and securely.  This trust is a key capability banks must consistently demonstrate as they digitally reinvent their services to compete in the global, immediate payments processing marketplace. Instant payments and other new services are being driven by regulatory mandates along with digital […]

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The new IBM Z and IBM DS8880: Mainstays in financial services data centers

Deep changes are sweeping the financial services industry. Lofty expectations by millennials, FinTech upstarts, stinging memories of the financial meltdown, and a growing body of stringent regulations are just a few causes for industry-wide upheaval. Despite the changes, though, there are some constants; look at the data foundations at financial institutions and you’ll find that […]

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From selective encryption to pervasive encryption: how IBM Z will protect data with just one click

In 2016, more than 4 billion data records were stolen or lost, a 556% increase over 2015.  Over the past few five years alone, 9 billion records have been breached. Of these records, only 4 percent of have been encrypted. Although cloud data centers have been on the rise, little to no progress has been […]

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