IBM RegTech Innovations

At the center of the RegTech revolution

Option-embedded bonds on the cloud

For institutional investors and risk managers alike, low-yielding interest rate environments represent a challenging investment landscape, in which option-embedded bonds have long represented a return opportunity, with additional risks to consider. A straight bond typically offers investors a fixed coupon paid annually, and a redemption cash-flow paid at maturity. In absence of credit considerations, this […]

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Countering financial crimes with IBM Watson and cognitive solutions

RegTech has ushered in a new era of optimism for financial institutions. It’s now possible to leapfrog manual compliance processes and keep pace with regulatory change by employing advanced capabilities including cognitive computing. Promontory Financial Group, an IBM subsidiary that specializes in risk management and regulatory compliance, has trained Watson on regulatory content. Watson also has started to […]

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IBM Solutions and Services for RegTech

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Putting theory into practice: How banks have made cognitive real

When it comes to adopting technologies, financial institutions have long been the investment leaders, putting new solutions to practical use, starting more than fifty years ago with the advent of the IBM mainframe. The mainframe quickly became a foundational technology for global financial institutions at a time when everything was done manually: core claims processing […]

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Fast & furious: Keeping up with changes in the payments industry

The digital era is rapidly changing every aspect of our lives through more recent inventions, innovations and new business models. We no longer have to wait for many of the things we did in the past. Want to see a movie? Click here. Need a place to stay? Click here. Looking for a mate or […]

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Banking to the power of IBM: opportunity at Sibos 2017

At Sibos 2017 in Toronto IBM will show how we are empowering global banks by helping them digitally reinvent for tomorrow. Here is a preview of our focus at this year’s Sibos: Enterprise blockchain – IBM is leading the advancement of blockchain with many projects under way in financial services including foreign exchange payments netting, […]

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How eSecLending found a smart way to cut data costs and boost risk insight

Smart financial services companies know that risk analytics isn’t just about meeting regulatory requirements – it’s about gaining a competitive edge. By giving decision makers more insight about the markets they trade in, the counterparties they trade with, and the portfolios they manage, you can help them outthink the competition, reduce exposure, and optimize the […]

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Confidence in payments

For banking customers, confidence comes from knowing that their payment was completed instantly and securely.  This trust is a key capability banks must consistently demonstrate as they digitally reinvent their services to compete in the global, immediate payments processing marketplace. Instant payments and other new services are being driven by regulatory mandates along with digital […]

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Is 2017 the year of digital business reinvention in financial services?

Against a backdrop of emerging technologies, shifting customer expectations, regulatory changes and evolving business models, Forrester Research lays out the future of financial services in a provocative report entitled “Predictions 2017: Pioneering Financial Providers Will Partner With Fintech To Build Ecosystems”. It makes the claim that breakaway leaders will focus on digital business reinvention delivered […]

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From selective encryption to pervasive encryption: how IBM Z will protect data with just one click

In 2016, more than 4 billion data records were stolen or lost, a 556% increase over 2015.  Over the past few five years alone, 9 billion records have been breached. Of these records, only 4 percent of have been encrypted. Although cloud data centers have been on the rise, little to no progress has been […]

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Watson marketing delivers a competitive edge that financial institutions can bank on

The worldwide banking industry experienced profound challenges during the Great Recession of 2008-2009. While the global economy has improved, the pressure on banks is unabated. Pressures from all angles Pressures stem from a myriad of sources: competition from fintechs; unrelenting regulatory environment; associated costs of compliance (or non-compliance!); increasingly sophisticated security threats; and, most recently, […]

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What does AI offer your financial institution? Lessons from SIFMA OPS 2017

What issues are the most important to your financial institution? There are likely to be as many different answers to that question as there are institutions in the industry. In the area of regulatory compliance, however, simply keeping up with the volume and variety of new and changing regulations is high on the priority list […]

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