IBM RegTech Innovations

At the center of the RegTech revolution

It’s getting expensive not to be compliant

Banks around the world are continuing to be penalized heavily for their inability to meet with ever-changing and complex financial regulations. Regulatory fines imposed in 2017 alone proved this to us in many ways. For example, financial intelligence regulator Austrac handed gaming giant Tabcorp a fine of AUD 45 M (USD 35 M) for non […]

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Re-think risk and compliance at IBM RegTech Europe

As we enter a new year, uncertainty in the risk and compliance landscape is as evident as ever. The amount of regulations and pace of change continues to be overwhelming. To proactively respond to this uncertainty, financial institutions assume that the only way for their organization’s to reduce risk and improve compliance is to spend […]

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Harness the AI capabilities of Watson and the regulatory expertise of Promontory to transform your risk and compliance management.


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On credit-augmented market risk analysis

Many investors appreciate occasional bond rallies throughout their financial year. They may not all welcome the ongoing presence of low long interest rates as much (see Fig. 1). In such markets, low coupons and yields offered by top issuers may not be well suited to the refinancing of liabilities. Exploring the credit spectrum For fund […]

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How Promontory and IBM are reshaping financial services through AI

The one constant in every compliance professional’s life today is an abundance of pages. Thousands upon thousands of often complex and intellectually challenging rules, regulations and policies that dictate the boundaries of how financial institutions behave. Whether it’s the Dodd-Frank Act, which spans more than 22,000 pages, or MiFID II, which is quickly approaching the 15,000 […]

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The five biggest technology trends affecting FinTech today

Two years ago, I wrote an article on the 6 biggest trends in FinTech. Looking back, I’m happy to say that there has been significant progress in all the areas. A year after that, I wrote Everyone is Talking about APIs to discuss a trend that, at the time, was new to the industry. In […]

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Building a strategy for CAT preparedness

One of the most exciting and intriguing financial services regulatory dramas is playing out right before our eyes. Concern over regulators getting hacked. Trepidation of exchanges to store highly personal, financial information on every equity trader in the markets. A battle of who will foot the bill for the largest trade depository in history! You […]

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Payments provider SIBS and IBM announce a cognitive solution to combat fraud

The changes we see in the global payments landscape, driven by innovative technologies, are fundamentally changing the industry, but they come with a brand new set of challenges. Over the past decade, sophisticated fraudsters have learned to rapidly scale up their attacks, making them more skilled at exploiting payment systems. The same technology that has […]

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Option-embedded bonds on the cloud

For institutional investors and risk managers alike, low-yielding interest rate environments represent a challenging investment landscape, in which option-embedded bonds have long represented a return opportunity, with additional risks to consider. A straight bond typically offers investors a fixed coupon paid annually, and a redemption cash-flow paid at maturity. In absence of credit considerations, this […]

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Countering financial crimes with IBM Watson and cognitive solutions

RegTech has ushered in a new era of optimism for financial institutions. It’s now possible to leapfrog manual compliance processes and keep pace with regulatory change by employing advanced capabilities including cognitive computing. Promontory Financial Group, an IBM subsidiary that specializes in risk management and regulatory compliance, has trained Watson on regulatory content. Watson also has started to […]

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Putting theory into practice: How banks have made cognitive real

When it comes to adopting technologies, financial institutions have long been the investment leaders, putting new solutions to practical use, starting more than fifty years ago with the advent of the IBM mainframe. The mainframe quickly became a foundational technology for global financial institutions at a time when everything was done manually: core claims processing […]

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Fast & furious: Keeping up with changes in the payments industry

The digital era is rapidly changing every aspect of our lives through more recent inventions, innovations and new business models. We no longer have to wait for many of the things we did in the past. Want to see a movie? Click here. Need a place to stay? Click here. Looking for a mate or […]

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