Cloud

The next step in fintech: Collaboration

When describing the financial services industry, you often hear words like “transformation” or “evolution.” These words were commonly said during the rise in popularity of secure internet browsing, voice recognition, or mobile devices and apps. While these now ubiquitous technologies are used by practically everyone across the industry and beyond, the financial industry is still […]

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A defining moment of exponential impact: Building trust with banking, cloud and AI

Data, data, everywhere, but how in fact to THINK. If you’re the ancient mariner of Samuel Coleridge’s epic poem, then you know this rhyme another way, but if you’re in the banking and finance industry, then the words make total sense. As IBM CEO Ginni Rometty mentioned in her 2018 CEBIT keynote address, it is […]

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The new wave of fintech: Enterprises into ecosystems

FinTech is undeniably transforming banking and financial industries. Everyday there is a new hot topic or a new application of an existing technology that is reshaping the industry. But while the industry was first focused on disparate projects to quickly implement new technologies, recently there has been a shift to construct new business architectures and […]

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Building, operating and monetizing financial services apps on the IBM Cloud

As the financial services industry continues to be disrupted by smaller, agile fintech startups, long-established financial institutions are looking for ways to keep pace. One approach to accomplish this is to build, deploy and even monetize next-generation apps on the IBM Cloud. An example of how this is happening is to look to research company […]

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Why agile banks are relying on hybrid cloud

Today, disruption, change, and competition are the new paradigm for banks. Not only are financial institutions being squeezed by growing costs and continued margin pressure, agile FinTechs are driving an imperative for banks to become more open and agile in order to offer more compelling services to clients. To address this, banks are moving at […]

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Digital transformation: How a three-phase process can fund itself

Digital transformation is on the agenda of virtually every bank and insurance company in the world. Organizations everywhere, it seems, are trying to transform into more agile, efficient and competitive versions of themselves, end-to-end. But a project of that scope inevitably presents the question: how do we pay for it? Innovation that drives revenue growth […]

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Mastering the paradox: How a bank CEO can invest in the future and cut costs today

Let us pose a question: How does a financial institution cut costs today and manage compliance, while still spending on the future? One answer: Move to the cloud. This paradox is explored as we discuss how new technology architecture can drive value for financial services companies as well as how to map the transformation journey […]

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Rethinking the operating model: How a global bank accelerates transformation results

Business model innovation only just begins once you’re on the cloud—and the leading global banks are already making the move and are now exploiting cloud for innovation – and while they do that, they are having to rethink their operating models. In this episode of the Boardroom Advisory Series, we look at how transformation is […]

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Backing the right horse: Factors for success in transformation investments

When it comes to digital transformation, how do you manage investments to accelerate results? For banks, the three elements for transformation success are: Security Culture Enterprise integration In this episode of the Boardroom Advisory Series, we discuss the importance of each of these three elements. Here’s the preview: Security For the first element, security is a paramount. As […]

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Fostering the financial technology infrastructure of tomorrow

Imagine a scenario in which opacity and complexity have been removed from the financial services industry. Anyone with an idea of how we might conduct business better and more efficiently, be it in wealth management, lending, insurance, or payments, could bring it to life with ease. Entrepreneurial individuals could find all the tools they need […]

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Why cloud? Why now? Because your customers won’t wait

In real estate, the three most important words are “location, location, location.” In banking, the three most important words might be “speed, speed, speed.” In banking and in financial services generally, we’re seeing new technologies emerge every day, in both customer-facing and operational capabilities. And we’re seeing banks move processes and services to the cloud […]

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FinTech year in review: What we saw and where we’re going

Sibos, which is one of the premier global financial conferences, seemed different this year. The dominant story is that fintech startups and banks are better off as friends than foes. Fintech, once seen as a disruptor, is now becoming a mainstream and also a collaborating partner. Taking advantage of each other’s strengths is leading to strong […]

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