Banking

What are best practices to leapfrog your competition in your industry? Look outside

Fundamental forces are changing how we view business. These forces mean future outcomes are less certain. There is more competition and more ways to assemble winning teams and winning business models, but fewer certainties about what will deliver success. In this episode of the Boardroom Advisory Series, we talk about how to leapfrog the competition […]

Cloud

Mastering the paradox: How a bank CEO can invest in the future and cut costs today

Let us pose a question: How does a financial institution cut costs today and manage compliance, while still spending on the future? One answer: Move to the cloud. This paradox is explored as we discuss how new technology architecture can drive value for financial services companies as well as how to map the transformation journey […]

Banking

Rethinking the operating model: How a global bank accelerates transformation results

Business model innovation only just begins once you’re on the cloud—and the leading global banks are already making the move and are now exploiting cloud for innovation – and while they do that, they are having to rethink their operating models. In this episode of the Boardroom Advisory Series, we look at how transformation is […]

What are best practices to leapfrog your competition in your industry? Look outside

Fundamental forces are changing how we view business. These forces mean future outcomes are less certain. There is more competition and more ways to assemble winning teams and winning business models, but fewer certainties about what will deliver success. In this episode of the Boardroom Advisory Series, we talk about how to leapfrog the competition […]

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Mastering the paradox: How a bank CEO can invest in the future and cut costs today

Let us pose a question: How does a financial institution cut costs today and manage compliance, while still spending on the future? One answer: Move to the cloud. This paradox is explored as we discuss how new technology architecture can drive value for financial services companies as well as how to map the transformation journey […]

Continue reading

Rethinking the operating model: How a global bank accelerates transformation results

Business model innovation only just begins once you’re on the cloud—and the leading global banks are already making the move and are now exploiting cloud for innovation – and while they do that, they are having to rethink their operating models. In this episode of the Boardroom Advisory Series, we look at how transformation is […]

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Backing the right horse: Factors for success in transformation investments

When it comes to digital transformation, how do you manage investments to accelerate results? For banks, the three elements for transformation success are: Security Culture Enterprise integration In this episode of the Boardroom Advisory Series, we discuss the importance of each of these three elements. Here’s the preview: Security For the first element, security is a paramount. As […]

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Fostering the financial technology infrastructure of tomorrow

Imagine a scenario in which opacity and complexity have been removed from the financial services industry. Anyone with an idea of how we might conduct business better and more efficiently, be it in wealth management, lending, insurance, or payments, could bring it to life with ease. Entrepreneurial individuals could find all the tools they need […]

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Why cloud? Why now? Because your customers won’t wait

In real estate, the three most important words are “location, location, location.” In banking, the three most important words might be “speed, speed, speed.” In banking and in financial services generally, we’re seeing new technologies emerge every day, in both customer-facing and operational capabilities. And we’re seeing banks move processes and services to the cloud […]

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The year in IBM FinTech

As we wrap up an unpredictable and sometimes tumultuous year in both the fintech industry and the world, we’re looking back at the last 12 months of IBM FinTech blogs to pick out some of the more popular and insightful posts of 2017. While we have separately covered what we think will be the main […]

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Lingmo breaks down language barriers with IBM

Try to picture this scenario: you are in a foreign country, let’s say China, on a business trip. You don’t speak the language, don’t have any contacts, and are relying on a vanilla translation app on your phone to help you get out and about. Then, something unexpected happens: your passport gets stolen. You rush […]

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On credit-augmented market risk analysis

Many investors appreciate occasional bond rallies throughout their financial year. They may not all welcome the ongoing presence of low long interest rates as much (see Fig. 1). In such markets, low coupons and yields offered by top issuers may not be well suited to the refinancing of liabilities. Exploring the credit spectrum For fund […]

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How Promontory and IBM are reshaping financial services through AI

The one constant in every compliance professional’s life today is an abundance of pages. Thousands upon thousands of often complex and intellectually challenging rules, regulations and policies that dictate the boundaries of how financial institutions behave. Whether it’s the Dodd-Frank Act, which spans more than 22,000 pages, or MiFID II, which is quickly approaching the 15,000 […]

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FinTech year in review: What we saw and where we’re going

Sibos, which is one of the premier global financial conferences, seemed different this year. The dominant story is that fintech startups and banks are better off as friends than foes. Fintech, once seen as a disruptor, is now becoming a mainstream and also a collaborating partner. Taking advantage of each other’s strengths is leading to strong […]

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The 5 biggest technology trends affecting FinTech today

Two years ago, I wrote an article on the 6 biggest trends in FinTech. Looking back, I’m happy to say that there has been significant progress in all the areas. A year after that, I wrote Everyone is Talking about APIs to discuss a trend that, at the time, was new to the industry. In […]

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Jefferies makes huge savings and keeps investors sharp with market data from IBM

With global interest rates at a record low and increasing levels of regulatory scrutiny touching every aspect of the financial sector, competition is getting fierce for Prime Brokerage firms like Jefferies LLC. For over fifty years, we’ve been providing clients with a wide range of financial products and services that encompass investment banking, equities, fixed […]

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Building a strategy for CAT preparedness

One of the most exciting and intriguing financial services regulatory dramas is playing out right before our eyes. Concern over regulators getting hacked. Trepidation of exchanges to store highly personal, financial information on every equity trader in the markets. A battle of who will foot the bill for the largest trade depository in history! You […]

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Accelerating adoption of immediate payments

In a recently blog, I wrote about the pressures on financial institutions to offer immediate payments processing to their customers. ““Banks should plan for a real-time everything in the future – more than just a payment type, real-time will underpin everything digital that a bank does,” states Gareth Lodge, senior analyst at Celent.*” Understanding the […]

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