banking

Cloud-based receipt management enhances mobile banking

How many times have you looked at your bank statement, noticed a line item like “WITHDRAW / POS 0217 2013 975246 MARSHALLS #1199” and racked your brain trying to figure out what you bought? You likely had to dig through your wallet for the paper receipt (if you even kept it) or rummage through your […]

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Bluemix Local System can help banks ease operational pressures and boost innovation

The banking sector is facing some tough challenges. New entrants into the sector are quickly gaining customers through innovative services and because of increasingly stringent regulations. The urge for greater operational agility in response to new business models and rapidly evolving customer preferences is made even stronger by the market’s disruptor/disrupted scenario. Many banks’ lack […]

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Digital Lending is Closer Than You Think

Digital Lending is an Urgent Issue The urgency to move to digital lending has never been greater. Regulatory and compliance requirements have grown dramatically in recent years. There are competitive threats from all sides, both from the non-bank competition and from within the banking industry. These competitors are being more aggressive and more proactive when […]

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Mobile banking: Money in the cloud

On a recent trip overseas, while paying for my taxi fare with a mobile app, I took a second to appreciate the simplicity of digital money. Thanks to the global financial framework that enables mobile payments, prevents fraud, and provides reassurance to travelers, I was able to quickly and simply pay for a service. Surely […]

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4 ways to ease cloud adoption for financial institutions

By Krzysztof Rafalski and Mariusz Lesniak The financial services industry faces numerous challenges at present. Many banks are struggling to cut costs and improve flexibility, efficiency and scalability to respond quickly to changing markets. They need to contend with industry regulations and serve clients in a faster, better way. In addition, there is the consistent […]

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How to save in IT investments through cloud

There are various ways to save money when assuming a cloud computing strategy. Sometimes it is difficult to see these savings from the start, because people tend to think that there is a need to get into an up-front investment, which won’t provide a return on investment (ROI) in a clear way.

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