Financial Markets

How blockchain can build trust in the financial ecosystem

Having grown up in a formerly communist country, I have seen how the whole society suffered from a lack of trust—of each other and especially of the authorities. I now see that same lack of trust within the financial services sector between users, authorities and other stakeholders. And I think technology can also disrupt trust. […]

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How high-tech blockchain is creating new payment opportunities

A time to experiment In the eyes of Santander’s corporate Innovation Group, which I lead, the year 2015 stands as a kind of turning point in the way the industry was looking at innovation. There was, in many ways, a deepening awareness that there were technologies coming onto the scene that would change the banking […]

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How banks and blockchain offer new trading opportunities

A question of risk Call it a dilemma, or a vicious circle, or better yet, a Catch-22. It’s what most small companies face when they first look to engage in international trading. On its face, international trade is about buying and selling across national borders, representing new market opportunities. But like most opportunities, international trading […]

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How blockchain technology can help improve everyday life

At Interac Corp., a leading provider of payment services in Canada, we’ve discovered that blockchain for business can improve everyday life. Consider that blockchain’s promise lies in its ability to weave together networks of previously independent people, organizations and industries to create new value chains. These can help to transform business models, deliver new customer […]

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Think tank and banks innovate to offer open banking

In Africa there’s a saying, “If you want to go fast, go alone. If you want to go far, go together.” That’s the philosophy behind my organization, Consorzio CBI, a pre-competitive think tank promoting collaboration and digital innovation among 450 banks in Italy and financial service providers throughout the European Union (EU). Some 2 million […]

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How high-tech AI is helping stop real-time payment fraud

The New Payments Platform (NPP) opened up an opportunity for Indue to reinvent our financial crimes service due to the potential increased risk with NPP over traditional channels. Our relationship with the IBM Safer Payments solution has resulted in the following benefits: Lower false positive rates by 20% improvement ability to make rule changes 90% faster […]

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How cloud technology is helping boost home ownership

A rickshaw driver in Mumbai. The owner of a food stall in Badlapur. A corporate executive in Chennai. As different as they are, these people have at least one thing in common: they are all now homeowners thanks to loans from DHFL. Owning a home is everyone’s dream and it’s not always easy to own […]

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How high-tech AI can help spark an influx of new investors

Growth depends on the right message As an asset management company, WisdomTree is in the business of designing and distributing investment products. To sell our products, we work through intermediaries—financial advisors, retail wealth platforms and institutional investors—rather than selling directly to consumers. Though this model works great from a distribution efficiency perspective, it comes with […]

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How AI chatbot technology can help boost service

What makes a financial services organization a good bet for a customer? To start, customers look for a successful track record, a commitment to fiduciary duties and low fees. But they also value responsiveness. When customers have a question, they want a prompt answer. They want a company devoted to providing convenient, personalized customer experience. […]

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