Banking

Looking to buy a home? Here’s how an AI chatbot can help

As developers at UBank, Australia’s leading digital bank, we’re constantly reconfiguring the way we work to produce the next big innovation for both our business and the digital banking industry. Disruption through innovation is at the heart of everything we do. One of our most recent innovations is RoboChat, Australia’s first AI chatbot to help […]

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Digital banking with a microservices architecture: a UBank story

Operating since 2008 with a maximum of 200 employees forces UBank to attract new business through non-traditional methods. As Australia’s leading digital-only bank, UBank’s online home loan application process disrupted retail banking by delivering a simpler, better and smarter customer experience.

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Welcome aboard Bosch, Coalesce.info and TradeIt!

During 4Q17, we added three new 3rd party services to our growing partner ecosystem on the IBM Cloud platform. From IoT to A.I. to wealth management, we're adding more services to give you, our developers, the services you need for build compelling digital solutions.

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The Evolution of Banking: Yantra’s A.I.-enabled smart account

The nature of money has evolved for a millennia and has now become fully digitized. Thousands of years ago, a bank account -- if you can call it that - likely consisted of a bag of coins or shells that were stashed away safely. During the Middle Ages, the double-entry accounting system was established, signaling the emergence of payments and the double-entry ledger then became the norm. This supported the movement of money across great distances. It also enabled money to be stored safely with a central party who could track and access those funds at different locations. This also facilitated the concept of credit, effectively paving the way for modern-day banking.

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