FinTech

Can the future of fintech really be found in blockchain-based smart contracts?

Blockchain is arguably the most significant innovation since the internet with individuals, companies and even governments embracing the technology. An appealing feature of blockchain technology is smart contracts. Smart contracts are gaining widespread use and ease of creation as global processes are becoming increasingly digitised. They serve as an alternative to traditional contracts which are […]

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The future is crowdfunded

You may have heard about equity crowdfunding as a way of financing a business. Most people have actually participated in crowdfunding before and don’t realize it. If you’ve ever made a donation or tithed, that is a form of crowdfunding known as donation-based crowdfunding. For those history buffs our there, they’ll inform you that the […]

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How blockchain is driving innovation in financial services

The past three years have seen an astonishing number of blockchain pilots introduced to explore the emerging technology’s potential impact in the banking industry. Of course, even during the most manic days of blockchain hype, it was always clear that only the most thoughtful projects would eventually make their way into production and demonstrate real […]

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Blockchain and big data use cases: Challenges and opportunities with blockchain and data science

Read the original article, published January 5, 2019 on Smartereum. Blockchain and Big Data are among the top emerging technologies tipped to revolutionize several industries, radically changing the way businesses and organizations are run. One might assume that these technologies are mutually exclusive — each forging unique paths and applied independent of one another. But […]

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Digital currencies: The next paradigm shift for my money

Why do I need a bank account to hold, manage or spend money? I really shouldn’t have to pay fees and service charges, especially since my money — everyone’s money — is the gas in the bank’s lending engine. But if I don’t have a bank account, how do I pay my bills? I often […]

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Symbiotic collaboration: A key to succeed with blockchain in financial services

What’s stopping blockchain from becoming a more pervasive technology in financial services? If you think it has something to do with the technology behind blockchain, you’re partially wrong — it’s the nature of the solution that is causing the barrier. For a blockchain-based solution to work successfully, it requires multiple entities to come together in […]

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How the benefits of open source blockchain can benefit credit markets

FinTech companies everywhere are building blockchain solutions. We think ours is unique not only for what it does, but for the open source blockchain technology we’re using as well. Our company is Global Debt Registry, and we help institutional investors and warehouse lenders better manage risk, improve efficiency and pricing in the credit markets by […]

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IBM InterConnect: Reimagine your industry with blockchain

IBM clients are speaking out about their blockchain projects and implementations. Over the past several days of IBM InterConnect, I’ve gotten to see how they are reimagining business networks and processes in their industries with this new technology. Blockchain transforms financial institutions Distributed and decentralized ledgers are the records of the future. Their shared nature […]

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FinTech Ideas Festival kicks off blockchain momentum in 2017

“Blockchain is so profound it will do for trusted transactions what the internet did for information”.  –Ginni Rometty, FinTech Ideas Festival Keynote, 2017 An invite-only event, the FinTech Ideas Festival was held in San Francisco earlier this week, featuring influencers from some of the most innovative players in the financial services industry: Google, Paypal, Visa, […]

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