financial services

For cross-border payments, half the journey is getting there

At some point during a recent 27-hour journey to Singapore I had a realization: Singapore is long way from home and not somewhere you get to by accident from Texas. That might sound rather obvious to anyone with a map, but sometimes experience is the best teacher. The experience of getting from Texas to Singapore […]

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How India can capitalize on its demographic dividend through blockchain

India is known for its demographic dividend which can propel it to become the next China-like story or even better. For those of you who don’t know, demographic dividend as defined by the United Nations Population Fund means, “the economic growth potential that can result from shifts in a population’s age structure, mainly when the […]

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Exploring possibilities to disrupt financial services through blockchain

There are over 85,000 financial cooperatives, or credit unions, worldwide. Unlike a bank, these cooperatives are non-profit financial institutions and exist to serve their members. Since these institutions are not-for-profit, their collaborative nature often causes them to work together to achieve the common goal of providing the best service to members, leading to the development […]

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Hold on tight, Bitcoin is on a roller coaster: Regulate it right

It seems as though every year during the fourth quarter, the value of the cryptocurrency market climbs to extreme mountaintops and plummets below the valley. Investing in cryptocurrency is not for the faint at heart. In fact, I stopped watching my holdings so closely. My poor heart can’t take it. Cryptocurrency, however, is more than […]

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Financial services and blockchain: Disruption on the trading desk

On an increasing number of trading floors, new sections are popping up. Past the commodities, foreign exchange, and futures desks, you might see a digital assets trading desk — the “crypto desk.” A few early players have had 9-to-5 crypto desks since 2015; others built 24/7 desks; still others are examining whether to start a […]

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Digital currencies: The next paradigm shift for my money

Why do I need a bank account to hold, manage or spend money? I really shouldn’t have to pay fees and service charges, especially since my money — everyone’s money — is the gas in the bank’s lending engine. But if I don’t have a bank account, how do I pay my bills? I often […]

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Symbiotic collaboration: A key to succeed with blockchain in financial services

What’s stopping blockchain from becoming a more pervasive technology in financial services? If you think it has something to do with the technology behind blockchain, you’re partially wrong — it’s the nature of the solution that is causing the barrier. For a blockchain-based solution to work successfully, it requires multiple entities to come together in […]

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How blockchain can drive sustainability accounting

Blockchain technology is, almost without argument, the topic of the year and is even more high profile for the accounting and financial services industries. Almost without exception, major conferences, journals, media publications and most conversations, are impacted by this technology. Even with all of the excitement, investment and analysis, however, most of the conversations have […]

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Hyperledger Fabric: What you need to know about the framework that powers IBM Blockchain

Let’s get to the bottom of it — what is really behind a blockchain network? The IBM Blockchain Platform is powered by The Linux Foundation’s Hyperledger, which was formed by over 20 founding companies in December 2015, making it easier than ever for businesses to adopt distributed ledger technologies. With the core framework in place, […]

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