cryptocurrency

Picturing the digital assets momentum, framed through a European lens

The birth and rise of the Bitcoin cryptocurrency paved the way for several waves of innovation that are gradually shifting paradigms in the financial ecosystems. The digital asset momentum, empowered by tokenization and underpinning blockchain technologies, is now undeniable. Amongst the recent milestones that made the headlines; the ever-growing rise of Bitcoin value, the incredible […]

Continue reading

The financialization of cryptocurrencies

What does it mean to “own a Bitcoin?” It means there is a recorded transaction on the Bitcoin blockchain where someone sent one bitcoin to your public key address and that you (and you alone) know the address’s private key. Even if that terse description explains things, it does not help with the logistic details […]

Continue reading

Making sense of digital assets

Bitcoin, tokens, Ethereum, and stable coins oh my! These are a few names and phrases you may frequently hear when attempting to understand the emerging digital asset class. CNBC now lists the price of Bitcoin on its ticker but what does it all mean? And what are the differences? Finding clear cut answers on definitions […]

Continue reading

What are some common misconceptions people have about blockchain?

What are some common misconceptions people have about blockchain? originally appeared on Quora: the place to gain and share knowledge, empowering people to learn from others and better understand the world. Answer by IBM Blockchain, providing blockchain solutions, services and expertise, on Quora: Jerry Cuomo, IBM Fellow and Vice President Blockchain Technologies: What are some […]

Continue reading

Blockchain beyond cryptocurrency

I still find the word blockchain elicits thoughts of cryptocurrency much of the time, which does disservice to this disruptive new technology. Bitcoin launched in 2011 and was the first large scale implementation of blockchain technology. Media, investors and bleeding edge technologists have talked about cryptocurrencies for years and folks incorrectly think these technologies are […]

Continue reading

Episode 12: Blockchain journalist talks top trends

  Listen to this IBM Blockchain Pulse Podcast episode and others on iTunes, Spotify, TuneIn and Stitcher.   Rachel Wolfson talks trends in enterprise blockchain and supply chain How often does Matt Hooper get the chance to interview another podcast host?! Well — not ever — until now! Rachel Wolfson, host of The Crypto Chick […]

Continue reading

When are stable coins useful?

Global payments revenue grew by 11 percent from 2016 to 2017, according to the McKinsey Global Payments Report, and is projected to grow a further 9 percent per year until 2022. Counter-intuitively, this can be partly attributed to the declining cost of payments, McKinsey says. As cheaper electronic payments continue to replace cash and cheque, […]

Continue reading

Blockchain in higher education: Preparing students for the future

Blockchain is rapidly becoming a force within higher education, even going so far as to challenge the very foundation of how skills and qualifications are measured. Innovations such as microcredentials and blockchain-based certifications have made blockchain one of two key technologies, along with voice assistants, that will have the biggest impact on higher education over […]

Continue reading

What is a central bank digital currency?

From bank hackers to a cashier giving you the wrong amount of change, the current financial system is wrought with both technical susceptibilities and human error. By using blockchain technology to build upon the current framework, a central bank digital currency (CBDC) could lead to improvements on the current payments system while reducing overall costs […]

Continue reading