central bank digital currency

Picturing the digital assets momentum, framed through a European lens

The birth and rise of the Bitcoin cryptocurrency paved the way for several waves of innovation that are gradually shifting paradigms in the financial ecosystems. The digital asset momentum, empowered by tokenization and underpinning blockchain technologies, is now undeniable. Amongst the recent milestones that made the headlines; the ever-growing rise of Bitcoin value, the incredible […]

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Blockchain newsletter: Real-world success stories from IBM Blockchain

Visionary companies are innovating how they work with IBM Blockchain, convening business networks that extend collaboration and optimization beyond organizational walls. We are laser focused on the areas delivering significant business value for our customers and their industry partners today: Supply chain. Bolster your supply chain with multi-tier visibility and workflow automation. This matters more […]

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Making sense of digital assets

Bitcoin, tokens, Ethereum, and stable coins oh my! These are a few names and phrases you may frequently hear when attempting to understand the emerging digital asset class. CNBC now lists the price of Bitcoin on its ticker but what does it all mean? And what are the differences? Finding clear cut answers on definitions […]

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The future of blockchain

In March 2010, Bitcoin had a value of less than a penny. Less than a decade later, each Bitcoin had a value of almost USD 20,000 and early investors were driving Lamborghinis. And while the excitement around Bitcoin will always be intrinsically tied to the price, its ubiquity drove blockchain, the technology that secures cryptocurrency, […]

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Five trends to shape blockchain in 2020

The year 2019 was pivotal for enterprise blockchain. The technology expanded beyond adoption by innovators and first movers to include a growing number of organizations working together to rapidly turn blockchain’s promised value into tangible business results. As active blockchain networks bring real transformative change to a number of industries, the IBM Blockchain team conducted […]

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When are stable coins useful?

Global payments revenue grew by 11 percent from 2016 to 2017, according to the McKinsey Global Payments Report, and is projected to grow a further 9 percent per year until 2022. Counter-intuitively, this can be partly attributed to the declining cost of payments, McKinsey says. As cheaper electronic payments continue to replace cash and cheque, […]

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Central bank digital currency explained

Cross-border payments play an important role in the global economy. According to the World Bank, in 2017, global remittances grew 7 percent to USD 617 billion. Based on the same report, sending just 200 dollars was 7.1 percent of the price, double the sustainable development goal target of 3 percent. Even in developed nations, it’s […]

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What is a central bank digital currency?

From bank hackers to a cashier giving you the wrong amount of change, the current financial system is wrought with both technical susceptibilities and human error. By using blockchain technology to build upon the current framework, a central bank digital currency (CBDC) could lead to improvements on the current payments system while reducing overall costs […]

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