Banking and financial markets

Banks and financial institutions using blockchain in cash management and consumer lending, transforming online and cross-border payments processes.

What is a central bank digital currency?

From bank hackers to a cashier giving you the wrong amount of change, the current financial system is wrought with both technical susceptibilities and human error. By using blockchain technology to build upon the current framework, a central bank digital currency (CBDC) could lead to improvements on the current payments system while reducing overall costs […]

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The future is crowdfunded

You may have heard about equity crowdfunding as a way of financing a business. Most people have actually participated in crowdfunding before and don’t realize it. If you’ve ever made a donation or tithed, that is a form of crowdfunding known as donation-based crowdfunding. For those history buffs our there, they’ll inform you that the […]

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Episode 8: How blockchain changes the world of financial services

  Listen to this IBM Blockchain Pulse Podcast episode and others on iTunes, Spotify, TuneIn and Stitcher.   Blockchain and the importance of a toolset Karl Muth is a teacher, strategist, speaker and investor. He has spent his career advising, investing in, and starting new companies and wears many hats on both the professional and […]

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How blockchain is driving innovation in financial services

The past three years have seen an astonishing number of blockchain pilots introduced to explore the emerging technology’s potential impact in the banking industry. Of course, even during the most manic days of blockchain hype, it was always clear that only the most thoughtful projects would eventually make their way into production and demonstrate real […]

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Blockchain solutions make financial services fairer, faster

My company, Stronghold, is a financial services provider of native blockchain solutions. When my co-founder and I saw the rise of blockchain platforms, we felt that most were focused heavily on the technology and too far removed from real-world use cases. Bearing this in mind, we’ve applied blockchain technology to traditional fiat currencies. Instead of […]

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The problem with proxy voting — and how blockchain can help

Corporate governance controls how publicly held companies behave. It guides how decisions get made, from setting broad objectives to the smallest internal controls, and helps protect the interests of all the company’s stakeholders, such as shareholders, management and members of the community. All this may sound abstract, but there’s a very real physical forum where […]

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Crypto Castle: Once a Bitcoin heaven, now lies in ruins!

Money has turned many faces ever since its inception. From gold to paper to plastic even. One thing is for sure, though. It’s never about the material per se. No, the real essence of money lies in its insubstantial value — one that’s recently taken a liking to a virtual form of currency. Virtual, because […]

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Episode 2: Making cross-border payments seamless

  Listen to this IBM Blockchain Pulse Podcast episode and others on iTunes, Spotify, TuneIn and Stitcher.   How the collaboration with Stellar is bringing payments to the financial world Welcome to the second episode of IBM Blockchain Pulse — the podcast that explores different blockchain use cases with leaders in the space! In this […]

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Making blockchain technology real for business owners

There’s no shortage of internet videos featuring blockchain experts speaking on panels and in front of whiteboards. But what does blockchain actually look like when it comes to life in the real world? That’s what we set out to show in this new video about we.trade. It’s the trade finance network convened by IBM Blockchain […]

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