Banking and financial markets

Banks and financial institutions using blockchain in cash management and consumer lending, transforming online and cross-border payments processes.

Navigating the broader digital asset and cryptocurrency markets

The cryptocurrency and broader digital assets evolution has continued to grow in earnest, showing promising signs of maturity through 2021 as industry-wide regulatory bills have reached the Senate floor in Washington D.C. while prices have appreciated to new all-time highs. Although price appreciation tends to lure attention, price has become an increasingly less significant metric […]

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Fueling the financial industry with open source cross-border payments

Financial services, payments, streamlining inefficient processes is in our blood. So, it’s no surprise my colleague and contributor to this article, Nitin Gaur and his team, tackled the unthinkable four years ago by building a global payment network addressing remittance and interbank payments. As if that wasn’t challenge enough, the team also designed it for […]

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Picturing the digital assets momentum, framed through a European lens

The birth and rise of the Bitcoin cryptocurrency paved the way for several waves of innovation that are gradually shifting paradigms in the financial ecosystems. The digital asset momentum, empowered by tokenization and underpinning blockchain technologies, is now undeniable. Amongst the recent milestones that made the headlines; the ever-growing rise of Bitcoin value, the incredible […]

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Blockchain newsletter for May: Digital assets ecosystem on the move

As the digital asset ecosystem continues to grow and evolve, new players, new investment opportunities, new moves from the traditional financial sector and growing interest from regulators signal a more stable long-term future for digital assets — as well as more industry disruption. And making it all possible? Blockchain technology. Webinar: Digital assets, a new […]

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The financialization of cryptocurrencies

What does it mean to “own a Bitcoin?” It means there is a recorded transaction on the Bitcoin blockchain where someone sent one bitcoin to your public key address and that you (and you alone) know the address’s private key. Even if that terse description explains things, it does not help with the logistic details […]

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Making sense of digital assets

Bitcoin, tokens, Ethereum, and stable coins oh my! These are a few names and phrases you may frequently hear when attempting to understand the emerging digital asset class. CNBC now lists the price of Bitcoin on its ticker but what does it all mean? And what are the differences? Finding clear cut answers on definitions […]

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The rising NFT tide lifts all tokens: So what is an NFT?

How can businesses absorb disruptive impact and begin to integrate these new business models in existing and new streams of business opportunity? NFTs have taken the world by storm. Rejuvenating the blockchain movement started by Bitcoin, followed by smart contract platform Ethereum, NFTs seem to be a natural progression in the explosion of asset tokenization, […]

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Blockchain and letters of guarantee

Paper-intensive financial instruments, especially those that require back-and-forth negotiations between parties, are ripe for digitization and blockchain. Add in the potential for fraud with paper processes, and the rationale for blockchain is even greater. The bank guarantee, or letter of guarantee, is just such an instrument. Bank guarantees facilitate doing business by adding trust to […]

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Digital assets, a new paradigm for financial services

I always know when interest in digital assets is heating up because everyone from my family, friends and colleagues, to the mailperson start asking me questions on how to get involved. You’re probably asking yourself; but why now? Bitcoin has been around since 2009. What’s so different this time? Well, the difference is regulators are […]

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