Introducing an exciting new partnership with Yapily.

The IBM portfolio includes a broad range of technologies that underpin the backbone of the financial system. These technologies are at the base of the PSD2 APIs that are exposed by many banks across Europe. 

Even though the PSD2 regulation applies only to Europe, open banking technologies are being embraced across the globe and are widely expected to transform the way in which we pay for goods and manage our finances. Many of our customers are ready to move beyond compliance and exploit the new ecosystem that’s promoted by the regulators. 

IBM’s approach to PSD2

As part of IBM’s commitment to enable innovation, which is built on the foundation of secure and scalable platforms, we’re embedding the offerings of a group of fintech organisations into our solutions.

In particular, in the integration space, we’re pleased to announce a new partnership with Yapily. The integration between IBM App Connect and Yapily’s APIs will help our customers to create account information and payment initiation services. And ultimately, that will help them gain a competitive advantage in this rapidly changing ecosystem. 

Why we chose Yapily

Yapily’s API technology enables clients to connect to all banks through a single gateway. Yapily’s API automatically normalises the data, allows real-time programmatic monitoring of each bank’s endpoint, and presents this data in a single interface. Both payments and account information functionality are available from hundreds of banks via Yapily.

As an enterprise middleware platform, it has optional data storage, scalable infrastructure, and best-in-class live monitoring. Coupled with expert support and guidance, Yapily accelerates the transformation of all fintech end products.  

What you’ll get with IBM App Connect

IBM App Connect is a market-leading integration solution that uses a configuration-based tooling that enables users across a business to quickly connect data coming from heterogeneous sources.

App Connect takes care of infrastructure concerns transparently and allows you to focus on building business logic. App Connect also provides hundreds of native connectors to third-party SaaS and on-premises systems.

By using these connectors, your whole team can create integration flows—even members without a deep knowledge of application platforms and business domains. Users can mix and match capabilities to solve everything from simple business issues to extremely complex integration challenges.

App Connect is available as a managed service, or you can deploy it in any environment across your cloud or on-premise infrastructure. This choice gives you the flexibility to run your integration components close to applications and data stores to increase performance, lower latency times, and save costs through efficiency.

A world of opportunity with App Connect and Yapily 

If you’re interested in using PSD2 and open banking APIs to improve your services or launch new products, the combination of App Connect and Yapily creates a world of opportunity. Together, they give you the best tooling for integrating account information and payment initiation with your own data sources and processes.

To learn more about the possibilities with IBM App Connect, visit the App Connect website.


More from Announcements

IBM TechXchange underscores the importance of AI skilling and partner innovation

3 min read - Generative AI and large language models are poised to impact how we all access and use information. But as organizations race to adopt these new technologies for business, it requires a global ecosystem of partners with industry expertise to identify the right enterprise use-cases for AI and the technical skills to implement the technology. During TechXchange, IBM's premier technical learning event in Las Vegas last week, IBM Partner Plus members including our Strategic Partners, resellers, software vendors, distributors and service…

Introducing Inspiring Voices, a podcast exploring the impactful journeys of great leaders

< 1 min read - Learning about other people's careers, life challenges, and successes is a true source of inspiration that can impact our own ambitions as well as life and business choices in great ways. Brought to you by the Executive Search and Integration team at IBM, the Inspiring Voices podcast will showcase great leaders, taking you inside their personal stories about life, career choices and how to make an impact. In this first episode, host David Jones, Executive Search Lead at IBM, brings…

IBM watsonx Assistant and NICE CXone combine capabilities for a new chapter in CCaaS

5 min read - In an age of instant everything, ensuring a positive customer experience has become a top priority for enterprises. When one third of customers (32%) say they will walk away from a brand they love after just one bad experience (source: PWC), organizations are now applying massive investments to this experience, particularly with their live agents and contact centers.  For many enterprises, that investment includes modernizing their call centers by moving to cloud-based Contact Center as a Service (CCaaS) platforms. CCaaS solutions…

See what’s new in SingleStoreDB with IBM 8.0

3 min read - Despite decades of progress in database systems, builders have compromised on at least one of the following: speed, reliability, or ease. They have two options: one, they could get a document database that is fast and easy, but can’t be relied on for mission-critical transactional applications. Or two, they could rely on a cloud data warehouse that is easy to set up, but only allows lagging analytics. Even then, each solution lacks something, forcing builders to deploy other databases for…