Enhance your core applications with speed and agility

Spreading project payments over time can be an attractive way to pay for your IBM Services digital transformation and cloud services projects.

Tackle your budget obstacles with a payment plan

56% reported that managing and optimizing cloud costs holds enterprises back from putting core applications on the cloud.¹

31% of CIOs are experiencing a high degree of urgency to transform the enterprise.²

48% of CIOs expect investment in hybrid cloud to grow significantly in the next two years.³

Help achieve your financial goals

Explore the potential benefits of a payment plan for your IBM Services solution — see how you can start your projects sooner and enhance ROI.

Accelerate projects

Start projects sooner with flexible payment plans and payment deferrals.

Enhance business results

Align your payments with project implementation, creating an opportunity to enhance your ROI.

Boost agility and flexibility

Minimize upfront cash outlays and preserve cash to invest in other strategic initiatives.

Making change happen quickly and simply

The CFO and CIO of City Furniture shares his perspective on how IBM Global Financing’s flexibility helped the company remain competitive in an industry where retailers are transforming with mobile technology.


See how we can help you fund your vision


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¹ Next-generation hybrid cloud powers next-generation business. IBM Institute for Business Value. August 2019. Link (PDF, 183 KB)

² The Chief Information Officer perspective. IBM Institute for Business Value. March 2018. Link (PDF, 197 KB)

³ C-suite executives are ready to double-down on cloud computing. IBM Institute for Business Value. 2019.


IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. IBM Global Financing lease and financing offerings are provided in the United States through IBM Credit LLC. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. This offering does not guarantee that credit will be provided. Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Global Financing. Non-hardware items are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client. For IBM Credit LLC in California: Loans made or arranged pursuant to a California Financing Law license.