Enterprise risk solutions for insurers

The IBM enterprise risk management (ERM) framework is a flexible, extensible solution. The design helps insurers make risk-informed decisions, optimize economic and regulatory capital, and achieve regulatory compliance. Deployment options include on-premise, on-cloud and hybrid approaches.

Focus on risk for regulatory compliance

Superior risk analytics

Multiple use models to drive business performance

achieve more predictable costs with IBM Algorithmics® Managed Data Services

Trusted data

Reliable data at a predictable, affordable cost.

Data insurers can rely for input into financial models.

Improve risk governance

Tools for governance, workflow and audit.

Solvency II solution for accurate reports

Timely and interactive risk reporting

Improve decision-making, engagement and reporting.


Reduce risk with smarter strategies

IBM offers insurers advanced solutions that feature ease of use and flexibility, yet built upon sophisticated and complex technologies.

Superior risk analytics for insurers

Offers capital modeling at a group or single level and uses both internal models and standard formula approaches. The solution features scenario-based sensitivity and what-if analysis for better insight into risk. Choose a full valuation method and/or proxy liability modeling for accuracy and speed.

Trusted data

IBM Algorithmics Managed Data Services helps insurers improve the quality and reduce total cost of ownership of the market and reference data they need for their financial models.

Improved risk governance

Embed risk management and address internal and external demands for better risk governance and compliance with an integrated GRC platform, including IBM Enterprise Model Risk Governance. Apply advanced workflow and audit tools for better control and transparency.

Timely and interactive risk reporting for insurance

Enhance risk-aware decision making and improve client and stakeholder engagement with interactive reporting, visualization and dashboarding. IBM Algo Reporting for Solvency II also provides both quantitative and narrative reports to help achieve Solvency II compliance.


Improved decision-making and insight with holistic ALM

Discover how insurers can model both assets and liabilities in a single platform for greater accuracy and consistency and to enable better risk-informed decision making.

The benefits of Full Valuation ALM

Address multiple risk and regulatory challenges to growth and profitability through an integrated approach to ALM modeling that yields improved accuracy and consistency in calculations.

IBM Algorithmics Economic Capital, ERM and Solvency II

See how this cloud-enabled, quick-start solution for insurers seeking to fast track their Solvency II implementation and meet tight regulatory deadlines is key to successful compliance.

Customer success stories

Legal & General

Legal & General needed a risk modeling solution to calculate its capital requirements for Solvency II. IBM Algorithmics Economic Capital, ERM and Solvency II provides this solution and also the opportunity to gain deeper insight into risks across its business.


Allianz establishes a new risk architecture based on IBM Algorithmics Economic Capital and Solvency II.

Bangkok Life Assurance

Bangkok Life Assurance gains a single platform that supports multiple user groups with accurate, timely insight they need to support better decision-making.