Corporate payments solutions for banks and financial markets
Responding to dynamic market trends
As your corporate payments operations expand to meet the increasing demands of an evolving global marketplace, you need efficient payment processes that can help you increase revenues while adding value to payments. However, most existing corporate payment systems are fragmented, complex and inflexible. A lack of simplified payment processes can lead to operational inefficiency and risks and may drive up costs. Further, an inability to respond to changing market trends, such as demand for customized services, can prevent you from achieving greater customer satisfaction.
Consolidated and centralized operations
Corporate payments solutions from IBM can help you transform your corporate payments infrastructure to become more flexible and efficient. Our solutions can integrate information and processes across your bank’s silos and help you consolidate, standardize and centralize your operations. By using the near-real-time analytics capability, you can improve your business agility and decision making and expand your customer base. In addition, our process models are designed to reduce manual and redundant processes, help you increase margins and better manage risk.
Adding value to payments systems
Our comprehensive solutions—based on open standards and modern design principles—can help you:
- Sustain margins through market-driven integration of cash management, liquidity and trade services.
- Enable deployment of federated, enterprise processing applications to help reduce costs and improve efficiency.
- Achieve increased customer-centricity by using an industry-based integration framework.
Leveraging banking best practices
Corporate payments solutions from IBM leverage the IBM Banking Industry Framework to address core banking transformation, payments and securities, integrated risk management and customer care and insights domains. The framework provides a banking-specific software platform with prebuilt solution accelerators to help speed deployment as well as best practices and business-specific usage patterns to help reduce risk. Our solutions focus on the following payments and securities project areas:
- Regulatory compliance
- Regulatory infrastructure
- Regulatory mandates management
- Society for Worldwide Interbank Financial Telecommunication (SWIFT)/regulatory process integration
- SWIFTNet Modernization
- MERVA modernization
- Single window for SWIFT processing
- SWIFT/Single Euro Payments Area (SEPA) integration
- Standards management
- Payments process efficiency
- Payments process renovation
- Least cost routing
- Payments processing faster mass/high value payments
- Account validation
- Corporate services
- Corporate financial supply chain optimization
- Corporate payments hub
- Global liquidity management
- Retail payments
- Retail processing
- Payments card industry compliance
- International Automated Clearing House (ACH) and consumer remittances
- Digital payments conversion
- IBM Payments Director implementation
- Imaged check processing
- Duplication detection
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