Core Banking Transformation

IBM delivers integrated technology to help meet the changing needs of your business, while reducing implementation risk.

• Architecture transformation
  With a flexible, scalable, and integrated IT infrastructure, you can renovate your banking system as your needs change.
  - Reference architecture for European banks
• Core Banking Application Modernization
  Upgrading your existing banking applications can be disruptive. With the IBM Core Banking Application Modernization product group, you can integrate new packaged applications in a modular, staged way.
  - Banking development platform for Account opening and account management

Payments

Banks are under constant scrutiny to maintain the highest standards of security and accuracy.
To maintain trusted financial data, banks need to ensure data quality and monitor risk exposures

• Smarter Mobile Commerce in Retail Banking
  Optimized Shopping/Payments: how a consumer can start shopping prior to entering a store, how a proximity NFC or remote mobile payment can be made to complete their in store purchase & how the customer experience can be improved by optimizing the route to get the merchandise for the items in their digital cart.
  - Social money scenario: how these new currencies of social money/earmarked money can be transferred within the network through a smart phone.
  - QR Money Payment: how a payment order can be transferred through a smart phone, how the recipient can use a QR/2D bar code for cart notification and payment confirmation to pick up the ordered item in a retail shop
• End-to-End Wholesale Payment Processing
  End to end wholesale payment processing: Demonstrates the end to end business process through the distribution, processing and clearing & settlement layers to drive legacy modernization, operational efficiency, end to end business monitoring, business agility & flexibility.

Integrated Risk Management Solutions

Comply with regulatory requirements for financial & market risk with an integrated risk platform

• Operational and IT Risk
  Improve operational risk management by implementing early warning systems, crisis management processes, and business recovery planning. Increase visibility into IT operational indicators with real-time monitoring and analysis.

The Banking Center of Excellence is part of the Industry Solution Center and leverages best of breed expertise in Core Banking Transformation, Payments and Risk Management.
Taking advantage of this unique place and eco-system, clients participate in live demonstrations and experience real-life solution through innovative prototypes.
They interact with subject matter experts who have a deep industry knowledge and wealth of technical expertise.
They touch point how IBM’s solutions can help them transform their business and meet their major imperatives in the Banking transformation.