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Offering description About Low Rate Financing:
- Get rates as low as 2.30% for hardware, and 2.90% for software and GBS services.
- Transactions as low as $1,000.
- Reduce your total cost of ownership with exceptionally low rates.
- Simplify budgeting and planning by combining IBM hardware, software and services into a single contract with a single monthly statement.
- Realize big savings compared to an outright purchase.
- Preserve cash flow and other lines of credit.
- Free up funds for other crucial technology requirements.
Low Rate Financing continues to set the standard for affordable IT financing, with below-market rates, flexible payment plans, fast approvals, and a single periodic payment for hardware, software and services.
Now, with minimum transaction sizes as low as $1,000, it's easier than ever to qualify for Low Rate Financing. Even midsize companies can finance IT acquisitions at exceptional rates that used to be out of reach.
And almost every IBM brand qualifies for these terrific rates, from powerful IBM systems and storage to software and services, so you can finance your entire solution at tremendous savings.
With all these great products available at such incredible rates, it's easy to see why Low Rate Financing is the best way to get the IT solutions your organization needs. So call your IBM Global Financing representative, and start saving today!
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Qualifying IBM products and services
| Product family |
Specific models |
System i™
(U.S., Canada, and Latin America1) |
All models and upgrades |
System p™
(U.S., Canada, and Latin America1) |
Selected models and upgrades2 |
System x™
(U.S., Canada, and Latin America1) |
All models and upgrades2 |
System z™
(U.S., Canada, and Latin America1) |
2086, 2096 all models2 |
System Storage™
(U.S., Canada, and Latin America1) |
All models and upgrades |
Retail Store Systems
(U.S., Canada, and Latin America1) |
All models |
IBM Services
(U.S., Latin America1) |
Global Business Services
Global Technology Services3 |
IBM One Time Charge Software
(U.S., Canada, and Latin America1) |
All One Time Charge Software |
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1Eligible IBM products and services may vary in selected Latin American countries.
2Special restrictions apply.
3Excludes customized business recovery services contracts, and Cisco contracts with less than 30% Global Technology Services content. Greater than $1 million requires special approval.
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End dates
- In Canada, the United States and Latin America, order requirements include a firm order (purchase order and/or signed lease agreement) by December 31, 2008, with client-requested arrival date of January 31, 2009, or earlier, as well as a signed lease prior to shipment.
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Eligibility requirements
- Available to credit-qualified commercial and state, local and federal clients in the United States and all eligible clients in Canada. In Latin America, the offer is available for investment-grade clients in Brazil, Mexico, Chile, Peru and Colombia.
- Valid for companies with at least 10 employees.
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Terms and conditions
- Financing transaction sizes from $1,000 to $1 million in the United States and Canada per IBM brand ($2 million for System p).
- In Brazil, minimum transaction size is $200,000; in Mexico, Colombia and Peru, minimum transaction size is $100,000; and in Chile, minimum transaction size is $50,000.
- Financing rates as low as 2.30% in the United States or 2.60 in Canada are available on eligible hardware (as low as 2.90% in the United States or 3.40% in Canada on eligible software and GBS services; as low as 5.10% in the United States on eligible GTS) for Best Plus credit-qualified clients for 24 month terms with a $1 end-of-lease purchase option for transactions between $100,000 and $1 million.
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| IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government customers. Rates are based on a customer's credit rating, financing terms, offering type, equipment type and options, and may vary by country. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice. |
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