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About IT financing


 
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Lease vs purchase
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Concerned about the high cost of acquiring information technology (IT), and whether you can even afford it?

Leasing your technology through IBM Global Financing turns large upfront costs into affordable monthly payments that you can comfortably handle, thereby freeing up cash that you can use to grow your business, fund innovation and stay competitive.

By leasing through IBM Global Financing, you're essentially using our money to pay for your technology and holding onto your own capital to support all your other important business expenses and core investments. Leasing and other funding solutions from IBM Global Financing help make acquisition of complete IT solutions-including hardware, software and services-affordable for all size companies and organizations, while helping protect your enterprise against technology obsolescence and mitigating your financial risk.

A recent study (June, 2007) (PDF, 134Kb) by market intelligence firm IDC found that leasing makes it possible for companies to acquire up-to-date equipment while preserving cash and credit lines for more strategic business uses such as facilities expansion, increased research and development, sales force expansion or receivables financing.

Another extensive IDC study (Nov, 2007) (PDF, 16K0b) indicates that in certain circumstances, organizations may be incurring unnecessary costs of 20.5 percent or more when they purchase rather than lease IT hardware.

Besides conserving capital, leasing through IBM Global Financing provides unmatched technological flexibility and marketplace agility by allowing you to upgrade to the latest technology in the middle of your lease term with little or no increase in your monthly payments. This allows your business to always stay ahead of the curve in this age of rapid technological change.

Let IBM Global Financing work with you to devise a leasing solution that's tailor fit to your business strategy and financial requirements. Our offerings help maximize cash flow for the lifetime of your acquisition and also assist in the disposal of your equipment at end-of-lease in a secure and environmentally safe manner.

Learn more about IT hardware leasing and services and solutions funding available from IBM Global Financing.
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It's more than just a numbers decision

Discover the value of leasing through these reports:

 Lease versus Purchase: More Than
a Numbers Decision (June, 2007) (134Kb)


 Robert Frances
Group:Creative Financing can Solve New Business Requirements and Constraints (Sep, 2007)(161Kb)


Read all analyst reports

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Lease management tools

By leasing through IGF, you'll have access to our powerful lease management tools.


End-of-lease options

Learn about options at the end of your contract as well as disposing of old equipment through our environmentally safe Asset Recovery Solutions.