Banking Solutions

The digital economy, empowered consumers, and the ever-expanding regulatory scrutiny puts enormous pressure on banks to regularly adopt newer business models to drive profitability. IBM banking solutions use cognitive capabilities alongside analytics to help banks evolve quickly and increase customer profitability, improve operational efficiency and manage risk more effectively.

Customer Analytics

Banking analytics display shows insights from customer transactions, spending behaviors and life events.
Banking analytics display shows insights from customer transactions, spending behaviors and life events.

IBM Customer Insight for Banking

Create personalized experiences for individual customers. Use analytics and cognitive computing to get insights from customer transactions, spending behaviors and life events.


Fraud and Financial Crime Analytics

Screen displaying multi-channel fraud analytics for banking analytics information from multiple sources

IBM Multi-Channel Fraud Analytics for Banking

IBM multi-channel banking solution helps to eliminate information silos, enhance the existing operating environment, and deliver unified enterprise business intelligence from detection through investigation.

View this banking software solution showing anti-money laundering analytics data that can help accelerate fraud investigations.

IBM AML Monitoring and Analytics for Banking

Enhance your Anti-Money Laundering (AML) program with rich analytic functions including entity resolution, event triage and alert enrichment. Both reduce false positives and accelerate investigations.

Using fraud prevention analytics, display shows artificial intelligence with human fraud management expertise to counter fraud.

IBM Counter Fraud Management for Safer Payments

Combining artificial intelligence with human fraud expertise, Safer Payments delivers the function needed to detect and stop suspicious activity before payment is executed, regardless of channel.

Resources

The Science of Customer Insight

Watch this webinar to learn new ways of analyzing today’s digitally connected customers--from dynamic segmentation to the use of advanced analytics with machine learning.

Multi-Channel Fraud Analytics solution brief

Analyze existing and potential exposures and the effectiveness of current procedures to help detect, prevent and mitigate financial fraud.

AML Monitoring and Analytics solution brief

Proactively and effectively combat fraud, and online banking cybercrimes to improve business results, reduce losses and maintain positive customer experiences.

Customer success stories

A Banco Bilbao Vizcaya Argentaria (bbva) customer uses ATM and bbva uses banking analytics to quickly respond to online feedback.

BBVA

Banco Bilbao Vizcaya Argentaria improves its online reputation with analytics that quickly respond to online feedback.


A fraud detection hand hovers over a piggy bank indicating detection and prevention capabilities in real time

Global Banking Fraud Study

Read these best practices to improve fraud detection and prevention capabilities in real time.


Money being handed back to client indicates the savings realized by using banking analytics to intelligently target campaigns

First Tennessee Bank

First Tennessee Bank uses business analytics to intelligently target campaigns, resulting in 3% greater response rates and near 20% decrease in marketing costs.


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